Jamie MacDonald
2026-05-07 14:59:32
★★★★★
Dylan Smith was a fantastic rep! Enjoyed our conversations and he was incredibly helpful and quick to get my policy replaced with a new one. Thank you.
Get the lowest rates for car insurance in Brampton
Brampton residents are always on the lookout for the lowest car insurance rates. Brampton has the highest average car insurance rates in Ontario (averaging $3,240 per year). This is $863 higher than the provincial average.
Rates increased 12.22% year over year. This is largely due to the high number of collisions, vehicle theft, and increasing claims costs in the Peel region.
It's vital for Bramptonians to compare multiple car insurance quotes to save and keep more money in their pockets. At ThinkInsure, our insurance experts can help you find the most affordable coverage rates. For over 50 years, we’ve helped drivers just like you save on auto insurance premiums in Brampton. Get started by comparing quotes online or give us a call.
A quick summary of car insurance in Brampton: TL;DR
- Brampton has the most expensive car insurance premiums in the province.
- Higher-than-average theft, fraud, collisions, and traffic volume contribute to increased premiums.
- The average cost of Brampton car insurance in 2025 is $3,240 annually.
- Rates have remained fairly consistent in recent years. However, after a drop in 2023, average premiums have increased by 12.22%.
- The postal code L6S in Bramalea has the lowest rates ($2,780).
- Postal code L6P in Castlemore has the highest rates($3,493).
Current rate data is based on ThinkInsure quote submissions from January 1, 2025, to December 31, 2025.*** See our methodology.
$3,240/yr
is the average auto premium in Brampton
L6S in Bramalea
has the lowest rates in Brampton
14.78% less
in average premiums for mature drivers (50+)
Highest insurance rates
in Ontario for Brampton drivers
How much does car insurance cost in Brampton?
The average cost of car insurance in Brampton is $3,240 per year ($270/month), based on ThinkInsure customer quote data. Brampton has the highest car insurance rates in the province. Brampton drivers pay $863 more than the average driver in the province ($2,377).
Similar to other neighbouring cities in Peel, Brampton has the ideal mix of risk factors for higher rates: a large population, fraud and vehicle theft, major highways, and frequent collisions.
Located in the Greater Toronto Area (GTA) in the Peel region, the city has a population of 791,486. Highways 401, 403, 407, and 410 are used by hundreds of thousands of drivers daily. The city is known for having some of the province's highest claim rates due to collisions, fraud, and vehicle theft.
If you want to avoid the above-average rates most drivers experience, you need to maintain a claims-free driving record. Couple this with annual comparison shopping, and you can maximize savings. Compare multiple quotes from top insurers with ThinkInsure.
Average premium breakdown by timeframe for Brampton drivers
Here’s a breakdown of how much you can expect to pay:
- Annually: $3,240
- Semi-annually: $1,620
- Quarterly: $810
- Monthly: $270
- Weekly: $62.30
- Daily: $8.88
Current rate data is based on ThinkInsure quote submissions from January 1, 2025, to December 31, 2025.*** See our methodology.
How to compare cheap car insurance quotes in Brampton
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Recent Brampton auto insurance quotes
2026 Ontario auto insurance reform changes
Ontario's auto insurance rules are shifting on July 1, 2026, giving drivers across the province more control over their coverage and premiums.
Key updates for Brampton drivers
- New optional benefits: Several accident benefits that were once automatic including income replacement, caregiver, and housekeeping benefits are becoming optional under new provincial reforms.
- What stays mandatory: Medical, rehabilitation, and attendant care benefits remain included on every Ontario policy.
- Renewals: Your policy automatically renews with the same coverage you have today unless you choose to opt out or change benefits.
- New policies: Optional benefits are not included by default as of July 1, 2026 so you'll need to add them to stay fully covered.
- Trade-off to consider: Opting out may lower your premium slightly, but it can mean losing access to significant financial protection if you're injured.
For the full breakdown of what's changing, who's covered, and how to decide what's right for you, see our Ontario auto insurance reforms guide.
Auto insurance rates in Brampton compared to nearby cities
With an average annual premium of $3,240, Brampton is the most expensive city in the province for insurance. It’s $269 per year higher than the Peel region average and $602 more than the average premium in the GTA.
Some neighbouring cities can be $1,000 or more less per year than Brampton.
| City / Region | Average Premium |
|---|---|
| Brampton | $3,240 |
| Peel Region | $2,971 |
| Bolton | $2,724 |
| GTA | $2,638 |
| Mississauga | $2,602 |
| Vaughan | $2,599 |
| Richmond Hill | $2,461 |
| Woodbridge | $2,442 |
| Toronto | $2,346 |
| Georgetown | $2,016 |
What postal code areas in Brampton have the cheapest car insurance?
Your residential location within a city can affect your insurance rates. In Brampton, differences between postal codes (Forward Sortable Areas) can mean higher or lower costs. If you plan to move, this is an important aspect to keep in mind.
- Postal code L6S, Bramalea, has the cheapest rates ($2,780)
- Post code L6P, Castlemore has the most expensive rates ($3,493)
In Brampton, the rate difference between postal codes can be more than $700 per year.
| Area in City of Brampton | Postal Codes | Avg Premium |
|---|---|---|
| Bramalea | L6S | $2,780 |
| Mount Pleasant | L7A | $3,433 |
| Huttonville | L6Y | $3,243 |
| Madoc | L6V | $3,117 |
| Springdale | L6R | $3,350 |
| Snelgrove | L6Z | $2,948 |
| Castlemore | L6P | $3,493 |
| Northwood Park | L6X | $3,366 |
Brampton car insurance rate data by driver profile
Car insurance premiums in Brampton continue to be among the most dynamic in Ontario, heavily influenced by a driver’s unique risk profile. While broader economic shifts impact the city as a whole, individual costs are primarily shaped by a combination of demographic data, vehicle specifications, and personal driving history.
This report analyzes recent quote data to provide a clear picture of the current insurance landscape in Brampton. By examining the correlations between driver attributes and premium fluctuations, we aim to help residents navigate the market more effectively and identify opportunities for more competitive rates in an environment where costs are once again on the rise.
Key findings
- Market trends: Following a brief decline in 2023, Brampton premiums have surged, rising 12.22% year over year from 2024 to 2025. Current average annual premiums have reached $3,240, the highest mark the city has seen since 2022.
- The impact of age: Experience remains the most significant demographic divider; mature drivers (50+) enjoy rates 14.78% below the city average, while young drivers (25 and under) are charged a 17.53% premium due to their higher statistical risk of filing claims.
- Demographics: Gender and marital status have a relatively stable impact in Brampton compared to other regions. While females and married individuals pay slightly less than their counterparts, the price gap remains narrow across these categories.
- Driving record impact: A clean driving record is the most effective tool for cost control. Even a single minor ticket or accident can increase rates by over 16%, while more severe infractions, such as license suspensions, can push premiums up by more than 27%.
- Vehicle brand influence: The choice of vehicle can result in an annual price swing of over $1,300. Domestic brands such as Dodge/RAM, Buick, and Chevrolet offer the most affordable coverage, whereas electric and luxury brands like Vinfast and Tesla command the highest premiums due to elevated repair costs.
How much do car insurance rates change in Brampton by year?
Premiums change year to year, and they are once again on the rise in Brampton. Rates are the highest they’ve been since 2022.
After a dip in average premiums in 2023, they increased in 2024 and 2025. Rates increased 12.22% from 2024 to 2025, based on our internal estimated customer quote data.
| Year | Average annual premium |
|---|---|
| 2025 | $3,240 |
| 2024 | $2,887 |
| 2023 | $2,616 |
| 2022 | $3,209 |
| 2021 | $3,295 |
| 2020 | $3,133 |
| 2019 | $2,842 |
Estimated premiums from 2019-2025. ** See our methodology.
How much does car insurance cost for Bramptonians based on age?
Experience matters in insurance. Mature drivers pose a lower risk. They have more experience than younger people who are still learning to drive.
- Mature drivers pay 14.78% less than the average premiums. They pay less because they are experienced and fully licensed.
- Young drivers pay 17.53% more. They are at a great risk of filing a claim because they have less experience.
- Middle-aged drivers pay 4.41% more than the city average.
Overall, the difference in premiums can exceed $1,000 per year between mature and young drivers.
| Driver type | Premium | Monthly | Difference |
|---|---|---|---|
| All drivers | $3,240 | $270 | 0 |
| Young drivers (25 and under) | $3,808 | $317 | 17.53% |
| Middle age (25 - 50) | $3,383 | $282 | 4.41% |
| Mature/senior drivers (50+) | $2,761 | $230 | -14.78% |
The estimated ThinkInsure customer online quote data was collected from January 1, 2025, to December 31, 2025.*** See our methodology.
What demographic factors affect car insurance rates in Brampton?
Insurers use demographic information to assess potential risk. There is little difference in rates by gender and marital status among Brampton drivers.
Female drivers pay slightly less than males. Single individuals pay slightly more than married people.
| Demographics | Premium | Monthly | Difference |
|---|---|---|---|
| Male | $3,253 | $271 | 0.40% |
| Female | $3,199 | $267 | -1.27% |
| Married | $3,236 | $270 | -0.12% |
| Single | $3,247 | $271 | 0.22% |
The estimated ThinkInsure customer online quote data was collected from January 1, 2025, to December 31, 2025.*** See our methodology.
How much does your driving record affect Brampton car insurance premiums?
Your driving record is the most significant factor in your insurance costs, making a clean history your strongest shield against rising premiums. Even a single infraction can lead to a noticeable spike in rates. Generally, a minor ticket or a first-time accident will have a less drastic effect on your wallet than a full policy cancellation or a license suspension.
- Even one ticket can increase your rates by over 18%.
- Policy cancellations can result in increased payments by at least 27%.
The most substantial financial penalties occur when you get a second ticket or collision within a three-year period. These repeat incidents signal a higher risk to insurers, leading to compounding costs that can be difficult to reverse.
| Driving record | Premium | Monthly | Difference |
|---|---|---|---|
| Standard driving record | $3,240 | $270 | 0.00% |
| 1 ticket in past 3 years | $3,842 | $320 | 18.58% |
| 1 accident in 3 years | $3,774 | $315 | 16.48% |
| 1 cancellation in 3 years | $4,129 | $344 | 27.44% |
| 1 suspension in 3 years | $4,237 | $353 | 30.77% |
The estimated ThinkInsure customer online quote data was collected from January 1, 2025, to December 31, 2025.*** See our methodology.
What vehicle brands have the lowest insurance rates in Brampton?
The vehicle you drive can affect your premiums by over $1,300 per year. The most affordable brands are domestic. They include GMC, Chevrolet, and Dodge. These vehicles have a lower MSPR and are more affordable to repair if damaged.
The most expensive are Vinfast, Tesla, and Land Rover. These vehicles are in the electric or luxury class. They are more expensive to repair, have foreign parts and special features. This increases the claims of these models. Premiums for these brands can easily exceed $3,000 per year.
| Vehicle Make | Average Premium | Monthly payment |
|---|---|---|
| Vinfast | $3,904 | $325 |
| Tesla | $3,822 | $319 |
| Land Rover | $3,805 | $317 |
| Mitsubishi | $3,748 | $312 |
| Audi | $3,736 | $311 |
| Volvo | $3,489 | $291 |
| Lincoln | $3,392 | $283 |
| Lexus | $3,390 | $283 |
| Mercedes-Benz | $3,377 | $281 |
| GMC | $3,313 | $276 |
| Honda | $3,284 | $274 |
| Subaru | $3,279 | $273 |
| BMW | $3,258 | $272 |
| Chrysler | $3,257 | $271 |
| Mazda | $3,257 | $271 |
| Nissan | $3,245 | $270 |
| Ford | $3,212 | $268 |
| Toyota | $3,189 | $266 |
| Hyundai | $3,159 | $263 |
| Genesis | $3,124 | $260 |
| Jeep | $3,117 | $260 |
| Kia | $2,968 | $247 |
| Acura | $2,951 | $246 |
| Chevrolet | $2,828 | $236 |
| Buick | $2,599 | $217 |
| Dodge/RAM | $2,593 | $216 |
The estimated ThinkInsure customer online quote data was collected from January 1, 2025, to December 31, 2025.*** See our methodology.
Why are Brampton car insurance rates so expensive?
Living and driving in Brampton means having some of the highest auto insurance premiums in Ontario. As part of the Peel Region, local rates are driven by a "perfect storm" of regional factors:
- Skyrocketing auto theft: Brampton remains a primary target for sophisticated vehicle theft rings, which directly inflates comprehensive coverage costs.
- High-tech repair costs: Modern vehicles equipped with advanced sensors and EV batteries are significantly more expensive to repair after even minor collisions.
- Density: With some of Canada’s busiest transit corridors (like the 401 and 403) running through your backyard, higher traffic density inevitably leads to a higher frequency of claims.
- Insurance fraud: Organized staged-accident rings continue to put upward pressure on premiums for every honest driver in the city.
Here are some statistics to put things into perspective:
- 77% (over 182,000) of people drive to work daily. Another 21,000 are vehicle passengers.
- About 60% of commuters drive outside of their area to get to work, according to the City of Brampton. Over 50,000 people commute to Toronto for work from Brampton.
- The city is known for its higher-than-average instances of road rage and dangerous driving.
- Vehicle thefts were down 14.5% year over year in 2024, according to the Peel Regional Police. There were 7,231 total vehicle thefts. The most common locations from which cars are stolen include GO train stations, airports, malls, and residential driveways. The most stolen cars are the RAM 1500 and Honda CR-V.
- There were 4,114 thefts from vehicles in 2024. This is up 3.2% from the previous year.
- here were over 42,733 collisions on Peel roads in 2024, an increase of 4% from the previous year.
- Over 1,000 drivers are charged with impaired driving annually.
- Brampton has 7 of the top 10 busiest intersections in the Peel region.
ThinkInsure tip: Consider usage-based insurance to reduce premiums
Usage-based insurance programs calculate your premiums based on your actual driving habits. You could save up to 25% by enrolling. The safer you drive, the more you can save.
How does auto insurance work in Brampton?
The rules for auto insurance in Brampton are the same as those in any other city in the province. The provincial government sets rates. It is a no-fault insurance system.
All drivers are required to have a minimum level of car insurance in Ontario. This includes third-party liability, accident benefits, and uninsured motorist coverage.
Most drivers also have additional coverage, such as collision and comprehensive coverage. You get your policy through a private insurance company.
Mandatory and optional auto insurance coverage in Brampton
Every driver in Ontario is required to carry a minimum level of car insurance. Your Brampton policy will include this mandatory coverage by default. From there, you can build on it with optional coverages and endorsements to better match your driving habits, vehicle, and budget.
Keep in mind that optional coverages and endorsements aren't standardized across the industry and what one insurer offers may differ from the next. Always confirm exactly what's included in your quote before you commit to a policy. If you have questions about how any coverage works or whether it's right for you, our licensed advisors are happy to walk you through your options.
Required minimum auto coverage
| Mandatory coverage | Included in all auto insurance policies | Policy limits |
|---|---|---|
| Third-party liability (TPL) | Covers liability claims against you from an at-fault accident. Basic plans have $200,000 in TPL coverage. | Coverage can be increased up to $2 million. |
| Accident benefits (AB) |
Covers the driver and passengers if injured in an accident, including costs above what OHIP covers. Includes medical, rehabilitation, attendant care, caregiver, funeral, disability income, death benefits, and income replacement. Limits apply and can be increased.
NOTE: As of July 1, 2026, several accident benefits become optional under the Ontario government's reforms outlined in the 2024 Ontario Budget. Medical, rehabilitation, and attendant care remain mandatory. Other benefits (including income replacement and caregiver benefits) become opt-in. See our Ontario auto insurance reforms guide for the full breakdown. |
Increase standard limits for both non-catastrophic ($130,000) and catastrophic ($2 million) injuries. |
| Uninsured motorist |
Also known as uninsured automobile coverage. It covers you if you are
injured by an uninsured driver or in a hit-and-run.
Standard coverage is $200,000. |
Additional coverage up to $1 million. |
Optional coverage to enhance your policy
| Optional insurance coverage | Coverage can be added to your policy | Recommended |
|---|---|---|
| Collision coverage | Protection if you are involved in an accident with another vehicle or an object (e.g., a tree, street sign, or light post). |
|
| Comprehensive coverage | This protects you from loss or damage from non-driving events. Coverage includes theft, vandalism, falling objects, and damage from the weather (wind, hail, flooding). |
|
| All perils | This combines collision and comprehensive. You have protection for all perils unless they are expressly excluded. | |
| Specified perils | Your policy protects all the perils listed. Anything listed is covered. This is more affordable than comprehensive while still providing most of the protection. | |
| Direct compensation property damage (DCPD) | DCPD covers damage for accidents when you are not at fault. It also covers loss of use. This is part of the no-fault system. As of January 1, 2024, drivers have the ability to opt out of this coverage using OPCF 49. |
|
| Emergency roadside assistance | Get roadside assistance when you need it. Many insurers offer this as part of their policy or as an add-on. Some services include towing, battery boost, flat tire, and more. |
Additional coverage options
| Endorsements | Coverage to customize your policy | Recommended |
|---|---|---|
| Agreed value of automobiles (OPCF 19A) | Insurers agree to pay a specific amount if your vehicle is a total loss. | |
| Transportation replacement (OPCF 20) | Covers rental car insurance and transportation if your vehicle was stolen or while getting repaired. |
|
| Rental car coverage (OPCF 27) | Coverage for when you drive vehicles that are not your own, such as a rental car. |
|
| Accident forgiveness (OPCF 39) | Protects your driving record after your first at-fault accident. Your first collision will not impact your premiums. |
|
| Waiver of depreciation (OPCF 43) | Insurers cannot deduct depreciation from your vehicle's value when making a claim. |
|
| Family protection (OPCF 44R) | Covers you or your family if you are injured, even if you're not in the car when the accident happens. |
|
| Agreement Not to Recover for Loss or Damage from an Automobile Collision (OPCF 49) | Removes DCPD coverage from your policy. |
Brampton car insurance discounts
Insurers offer a wide range of discounts. Ask about the discounts you may qualify for to lower your car insurance premiums in Brampton:
| Discount | Description | Savings |
|---|---|---|
| Usage based insurance | Sign up for a telematics program | up to 30% |
| Bundle car & home insurance | Combine your auto & home coverage with one insurer | up to 20% |
| Anti-theft | Install an anti-theft device in your vehicle | up to 15% |
| Multiple vehicles | Insure all your vehicles with the same insurer | up to 10% |
| Retiree / senior | Over 50? Get rewarded for your driving experience | up to 10% |
| Electric vehicle | Drive an eco-friendly vehicle | up to 10% |
| Driver training | Complete an approved driver education program | up to 10% |
| Loyalty | Stay with the same insurer and get rewarded | up to 10% |
| Low kilometre discount | Drive less, pay less for coverage | up to 10% |
| Group discount | Qualify for savings if you are part of certain groups | up to 10% |
| Private driveway/garage parking | Park in your garage or driveway | up to 8% |
| Winter tires | Install winter tires on your vehicle | up to 5% |
Get lower car insurance rates in Brampton
Find a lower rate for car insurance in Brampton today! In just a couple of minutes, you can compare free quotes from Canada's leading insurers, such as Intact, Aviva, Travelers, and more.
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What are the best ways to get cheap Brampton car insurance?
The reality is that car insurance in Brampton is expensive. The good news is that there are many ways you can save on coverage:
- Keep a clean driving record: Insurance prices for Brampton drivers are already high. Avoiding tickets or an at-fault accident will help you keep your costs down.
- Stay claims-free: Too many claims can drive your premiums up. Think twice before filing a minor claim.
- Get expert advice: Talk to a local insurance advisor. They can help you get quotes and provide additional savings advice.
- Check quotes annually: Get a quote each year to assess your needs and find a lower rate.
- Take advantage of discounts: Drivers can take advantage of many different insurance discounts. See how many you qualify for to save as much as possible.
What are the top factors affecting auto insurance premiums in Brampton?
It’s no secret that it’s often the most expensive city for auto insurance in Ontario. Here’s a breakdown of the specific factors that influence your premiums in the Flower City:
- Location & local risk: Brampton consistently ranks as the #1 most expensive city for car insurance in Ontario. High traffic density, frequent collisions in the Peel Region, and a higher-than-average volume of claims keep local rates at the top of the provincial charts.
- Age and experience: Age plays a massive role here. Data shows that younger drivers in Brampton can pay more than the average, while mature, experienced drivers often see savings.
- Gender: Statistically, men in Brampton tend to pay higher premiums than women. This is attributed to a higher frequency of "risky driving behaviours" and a statistically higher likelihood of being involved in severe accidents.
- Vehicle theft: Brampton is a known hotspot for high-tech vehicle theft. If you drive a luxury brand or a high-demand model (Jaguar, Audi, or Tesla), your comprehensive coverage costs will be higher due to higher parts costs and the elevated risk of theft in the Peel Region.
- Driving habits & commute: Your daily route matters. Whether you're commuting daily on the 401, 410 or 407 or just driving locally, your annual mileage and the purpose of your vehicle (personal vs. work) are major variables in the math.
- Licensing level: Moving from a G2 to a Full G license is one of the most effective ways to lower your rate. Fully licensed drivers are viewed as significantly lower risk by insurers.
- our driving record: In a high-premium city, a clean record is your best asset. A single at-fault accident or a series of tickets can spike your Brampton premiums almost instantly.
- Industry & fraud costs: Beyond your control, factors like FSRA-approved rate changes and the ongoing issue of organized insurance fraud in the GTA continue to put upward pressure on every policyholder's bill.
Why choose ThinkInsure for your Brampton car insurance?
We've served the Ontario insurance market for over 50 years.
RIBO licensed advisors to assist you with all your insurance needs.
Compare coverage and rates from our large selection of auto insurance providers.
Get exceptional customer service. We like happy customers and have a 4.7/5 Google rating.
Brampton car insurance FAQs
Yes, even though rates are typically higher than average you can still find affordable car insurance in Brampton. Comparing quotes is the best way to find cheaper insurance. You’ll need to explore your options regularly while maintaining a good driving record to keep your costs down. With ThinkInsure, you can see rates from the top insurers and find a more affordable policy.
Brampton drivers pay the most for car insurance in the province. However, drivers in Mississauga pay almost as much because the cities have similar risk profiles. Brampton drivers pay about $300-$500 more annually for their premiums.
You can get a quote for car insurance in Brampton at any time. Is your policy up for renewal, or are you just curious about savings? As a Brampton insurance broker, we can help you get quotes and save money.
No one company offers the best auto insurance in Brampton. The insurer offering the lowest rates depends on your coverage needs, vehicle, and other factors. Compare quotes from multiple companies to find the insurer with the most competitive premium.
At ThinkInsure, we have partnered with the best car insurance companies in Brampton and throughout the province. You can compare coverage and prices from top insurance companies. This includes Intact, Aviva, Economical, Travelers, and many others. See the complete list of our insurance partners.
5 star auto insurance in Brampton
KCAP KCAP
2026-05-07 14:46:38
★★★★★
Big shout out to Darryl for helping me out and turning a sour experience to a splendid one Shubham left me in the wind for a couple days even after I had a his team member reach out to him and left a voicemail . Called back the next day and Darrly handle everything on the spot so thank you Darryl
Zhiqing Xu
2026-04-30 20:06:56
★★★★★
Had a great experience with Sohel Rahman. The whole process is easy and clear without any unnecessary back and forth. Got the insurance exactly as I wanted in 1 day. Highly recommended!
Chris Arsenault
2026-04-21 20:09:51
★★★★★
Great experience with Todd Allen at ThinkInsure. Very professional and helpful. Thanks Todd!
Russell Turner
2026-04-21 14:26:53
★★★★★
Gabe was great and looked after my issue
Sandy Kerr
2026-04-19 13:47:28
★★★★★
I would like to recognize our Broker, Jeff Plesman to thank him for always providing us with outstanding and professional customer service. Thank you so much Jeff, we appreciate you. ;-)
Tony Sturino
2026-04-17 20:37:33
★★★★★
Gabe, as usual takes care of my demanding insurance issues, very professional, I like the way he calls to update me on any new features Thanks again
Anna Kacina
2026-04-16 15:29:05
★★★★★
Excellent service, great price
Expert advice : Shop and compare Brampton auto insurance rates
Our licensed insurance advisors have got you covered for finding the best auto insurance rates and coverage in Brampton. Get non-biased auto insurance advice, personalized coverage and the lowest rates with a Brampton insurance broker.
Personalized coverage
Our advisors will ensure you have proper coverage for your unique driving needs.
Compare multiple quotes
We will instantly compare quotes and discounts from our large selection of insurance providers to find you the lowest rate. By comparing quotes, we help Brampton drivers save an average of $1,089*.
Get your auto policy
Choose the provider that offers the best coverage and rate for your needs. We often can get you insured with a new automobile policy on the same day.
Speak with an advisor today!
Call us if you have complex coverage needs, need to renew today, want to insure multiple vehicles or require high-risk car insurance in Ontario. We often can get you insured with a new policy on the same day.
Get expert savings advice
Keep a clean driving record. Choose a vehicle with strong safety ratings. Consider raising your deductible if you can pay more out-of-pocket. Ask about discounts for bundling your insurance policies.
Wasim Khan
Insurance Broker (RIBO)
Want to save on your auto policy? We can help!
Monday-Friday: 8am-6pm
Methodology and sources
Disclaimer:
- Estimated car insurance rate data is from Brampton drivers who completed an online quote on ThinkInsure.ca.
- Drivers have a G licence, standard full coverage, $1 million liability limit, $1,000 comprehensive and collision deductible, and applicable discounts.
- Premiums can vary based on your driving and insurance history.
- All personal information related to estimated quotes has been kept strictly confidential
* Based on the difference between the average lowest premium and the overall average premium in Brampton for estimates completed from January 31, 2025, to January 31, 2026.
** Estimated premiums from 2020-2025.
*** Estimated premiums are based on data entered by drivers on ThinkInsure.ca from January 31, 2025, to December 31, 2025.
Nolan Wilson
Content Marketing Manager
Nolan is a content marketing manager and writer at ThinkInsure. He has 15+ years of experience in the insurance industry, working with brokerages and direct insurers to create compelling insurance content, specializing in auto, home, and commercial.
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