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About Gore Mutual Insurance

Gore Mutual has proudly offered Canadians long-term solutions since 1839. Their roots can be traced back to when William A. Walker travelled on horseback to expand operations across Kitchener and Brantford.

They are one of the leading insurers for personal insurance in Canada. They are proudly known for building relationships, strengthening communities, and fostering an innovative attitude towards the industry. When you invest in Gore Mutual, you invest in a sustainable future.

Gore Mutual is located in Cambridge, Ontario and Vancouver, British Columbia. In 2020, they launched their Next Horizon strategy to grow both locations into a purpose-driven, a digital-led national provider.

How to get a Gore Mutual car insurance quote

It's easy to get a car insurance quote with Gore Mutual. Just follow the easy steps below and compare rates against other top insurers.

1) Personal information

Tell us a bit about yourself to get started.

2) Enter your details

Provide your driving and vehicle information.

3) Compare

Compare your Gore car insurance quote with other top providers.

Choose your policy

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Gore Mutual car insurance

Gore Mutual offers a wide range of options auto insurance in Ontario that will add extra protection to your vehicle so you can customize your policy to meet your needs.

Comprehensive insurance protects your automobile from damages not caused by an accident, including vehicle theft, falling objects, and vandalism.
Collision insurance will protect your vehicle if it is damaged in an accident.
All perils combine collision and comprehensive. It will include coverage if your car is taken or damaged by someone in your home.
Are you waiting for your vehicle to be replaced or repaired? Gore Mutual’s temporary vehicle replacement will provide you with a rental car.

Save more with Gore Mutual auto insurance discounts

Student drivers: Students living away from home can save on their policy.
Clean record: If you have a clean driver’s abstract you’ll enjoy a lower payment.
Loyalty: Loyal customers will benefit from a loyalty discount.
Seasonal tires: Winter tires are one of the easiest ways to save on your costs.
Retirees: Those who are retired or seniors can save on their premiums.
Multi-vehicle and bundles: Having additional policies and bundling insurance together can lead to significant discounts with Gore.

Get a Gore Mutual car insurance quote

Get a quick quote for Gore Mutual car insurance online or by calling us. We'll help get insured with Gore Mutual or another insurer if it makes sense. With our large selection of insurers and expertise we'll help you save on the coverage you need.

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How much does Gore Mutual car insurance cost?

Finding an affordable policy for your car depends on a few factors, such as driving habits, vehicle type and location. Below is a chart filled with annual and monthly rate estimates for drivers.

		Annually	Monthly
	All drivers	$ 2,182	$ 182
Gender and status
	Male	$ 2,269	$ 189
	Female	$ 2,064	$ 172
	Married	$ 2,205	$ 184
	Single	$ 2,167	$ 181
Age
	Under 25	$ 2,287	$ 191
	26-35	$ 2,259	$ 188
	36-49	$ 2,197	$ 183
	50-64	$ 2,148	$ 179
	65 and over	$ 1,466	$ 122
Driving record
	1 ticket	$ 3,011	$ 251
	2 tickets	$ 4,956	$ 413
	1 accident	$ 3,575	$ 298
	1 cancellation	$ 3,034	$ 253
	1 suspension	$ 2,661	$ 222
Location
	Toronto	$ 2,447	$ 204
	Ottawa	$ 2,304	$ 192
	Brampton	$ 3,205	$ 267
	Hamilton	$ 2,949	$ 246
	Mississauga	$ 2,212	$ 184
	London	$ 2,993	$ 249
	Kitchener	$ 2,653	$ 221

Quotes from January 1, 2023 to December 31, 2023, standard coverage, G drivers

Gore Mutual home insurance

Gore Mutual home insurance offers homeowners coverage for homes, contents, personal liabilities and much more. They offer many optional add-ons for water protection, renovations, and home business and have many discounts to help you save. Speak with a ThinkInsure advisor to learn about Gore Mutual and get a home insurance quote.

Gore Mutual home insurance discounts

New home: Do you have a home of a newer build? You could be eligible for a lower premium.
Multiple homes: You could benefit from Gore Mutual insurance discounts if you have various houses to protect.
Mortgage-free: If you’ve paid off your mortgage, you might be eligible for a lower policy.
Loyalty: Long-term customers will benefit from a loyalty discount.
Monitor alarm system: Having security measures in place to protect your home could help you save.

Our Gore Mutual insurance brokers are here to help

Our brokers at ThinkInsure are committed to helping you protect what matters most.

Our company takes pride in crafting customized insurance policies that cater to your unique needs.
Discover affordable insurance options from Canada's top providers, with discounts and bundled coverage.
Our top priority is providing excellent customer service for all your insurance needs. We are dedicated to providing the best possible assistance for any insurance-related matters.

Reasons to choose Gore Mutual Insurance

Digitally focused: Recognized as a technology leader throughout the industry, offering paperless solutions and private online client accounts.
Gore Mutual 24/7 Claims support: Their dedicated support agents promise customers same-day response. Even during severe weather.
97% ClaimsCare satisfaction rate: ClaimsCare staff are ready to help you 24/7.
Forward-thinking professionals: In 2018, Gore Mutual hosted an event during Fast Forward, where leading industry professionals came together to discuss the key issues underpinning rapid change.

Facts about Gore Mutual Insurance

One of Canada’s first property and causality insurance providers.
Their purpose is “Insurance that does good” – they live this purpose by being good, doing good, and spreading good through environmental, social, and governance priorities. They partner with organizations across Canada to create measurable impact and foster a diverse workplace.
Read Gore Mutual’s 2022 Environmental, Social and Governance Report online. The Social Impact Strategy has been in the Gore Mutual Foundation since 1998.
Gore Mutual Foundation has donated $10M to 300 charities in Canada over 25 years. To celebrate its anniversary, the foundation has launched The Equity Acceleration Fund, a $1M grant in 2023 to support initiatives that address poverty, equity, and climate change.

Gore Mutual insurance awards

Selected as one of 2020’s Best Workplaces in Canada
Waterloo Top Employer for 10 Years in a Row
Chairs Award at the Cambridge Chamber of Commerce's 2019 Business Excellence Awards
Best Overall Corporate Governance at the 2018 Excellence in Governance Awards

Gore Mutual Insurance FAQs

How do I file a claim or cancel With Gore Mutual?

To file claim or make any changes to your Gore Mutual policy, you can call them 24/7. You can also contact us directly to help handle your claim or any questions.

Does Gore Mutual offer flexible payment plans?

You can apply for the Flex Plan program by filling out their online form. You can choose one one-time payment, three instalments or monthly.

Is there a penalty if I cancel my policy with Gore Mutual Insurance early?

Depending on when you cancel, Gore Mutual will calculate your refund according to your policy conditions.

How to file a Gore Mutual insurance claim

You can report a claim with Gore Mutual 24/7. With a selection of specialists and dedicated claim advisors, their team is there for you during the process.

Report a claim with Gore Mutual or call 1-844-974-GORE(4673)
Gore Mutual Emergency Response Team

Helpful Gore Mutual Insurance links

Visit website
Gore Mutual claims information
Make a payment online by credit card
Call Ontario/Eastern Canada (1-800-265-8600) or British Columbia/Western Canada (1-800-663-9437)

Where is Gore Mutual located?

Head Office Cambridge

Gore Mutual Insurance Company
252 Dundas St. N
P.O. Box 70
Cambridge, ON N1R 5T3
1-844-974-GORE(4673)

Toronto

320 Bay St,
Toronto, ON M5H 4A6
1-844-974-GORE(4673)

Vancouver

505 Burrard St,
Vancouver, BC V7X 1M6
(604) 682-0998

Gore Mutual auto insurance rate changes

Gore Mutual rate changes
Approved rate change %	Renewal effective date
-0.01	Nov 4, 2023
9.99	Aug 24, 2023
6.96	Mar 10, 2023
-0.8	Mar 1, 2023
4.94	Jul 1, 2022
-0.15	Jun 1, 2022
0.23	Oct 4, 2021
0	Oct 4, 2021
-4.96	Jan 1, 2021
4.97	Mar 1, 2020
0	Jul 1, 2018
9.43	Apr 1, 2018

Gore Mutual Insurance