⊸ Travel Insurance⊸ Medical Travel Insurance

Affordable Medical Travel Insurance Plans

Any time you travel outside of your home province or outside of Canada, it’s important to protect yourself with medical travel insurance from ThinkInsure. We'll help you find affordable emergency medical coverage that will meet your unique health and travel needs.

Medical travel insurance provides you with supplemental health insurance when you travel outside of Canada. Even if you are completely healthy, you should never leave home without dependable emergency medical travel insurance.

ThinkInsure travel insurance provides you much more than medical treatments. It provides you with :

  • Peace Of Mind : Knowing that you have access to high quality medical care, should you need it, will make it much easier for you to enjoy your trip.
  • Protection From Expensive Out Of Country Medical Bills : Even simple medical treatments and hospital visits can be extremely expensive in other countries. Our medical travel insurance ensures you’re covered.
  • Medical Travel Insurance Options : Compare rates from 14 insurers to ensure you find a plan that meets your health and travel needs.
  • Coverage For All Types Of Travelers : Whether you are studying abroad for the summer, heading south for the winter with other Canadian snowbirds, we have the medical travel insurance you need for your trip.

The Importance Of Medical Travel Insurance

You should never leave home without travel insurance, and you should make it part of your trip planning process. Having medical travel insurance is part of being an informed, educated and prepared traveler. However, only half of Canadians invest in proper coverage before travelling, putting themselves at risk if they were to require medical attention.

Here is why it's important :

  • Travel Is Unpredictable : You can never predict what could happen to you or a family member when travelling abroad. Someone could fall ill, have a slip and fall, break an arm, or even experience a medical emergency such as a heart attack. When these events occur, the last thing you want to be worrying about is how you are going to pay for health care in a foreign country.
  • Credit Cards And Group Plans Are Limited : If you have coverage, there will be limitations to the amount you have and when/if you can access it.
  • You May Be Denied Medical Care : Hospitals, clinics, and doctors could refuse to treat you without proof of valid travel health insurance, potentially putting you or a family member at risk.
  • You Could Get Stuck With A Huge Medical Bill : If you don’t have a policy, then you will be forced to pay out of pocket for medical care, something that could put you thousands of dollars in debt.

What Is Included With Medical Travel Insurance?

Medical travel insurance provides Canadian travelers with the best available health care at their travel destination should they require emergency medical care. Here are some of the options available :

  • Hospital / Medical Expenses : The cost of hospitalization in a semi-private room.
  • Physicians’ Fees : For appointments and treatments in a doctor’s office.
  • Medical Appliances : This covers the purchase of splints, casts, crutches, canes, slings, and other medical supplies required for treatment or recovery.
  • Private Duty Nursing Care : Covers the costs of care by a registered nurse for care at your destination.
  • Diagnostic Services : Laboratory tests and x-rays required for the treatment.
  • Prescription Drugs For Emergency Treatment : As prescribed by a doctor.
  • Emergency Dental Care : Fees for the services of a dental surgeon for accidental oral injuries.
  • Ambulance Services : Local ambulance services to the nearest medical facility.
  • Paramedical Fees : 50% for services by a chiropractor, podiatrist or physiotherapist.
  • Transportation Expenses : Emergency air transportation, emergency transportation to the insured person’s bedside, and return of the deceased to Canada.
  • Delayed Return Expenses : Coverage for the return portion of an insured trip that is delayed.
  • Accidental Death : Coverage in the amount of $25,000.

Tips For Getting Medical Travel Insurance Quotes

When shopping for medical travel insurance quotes, it’s important to give yourself enough time to carefully consider your options and needs. Here are some tips to ensure you get the coverage you need for your next trip :

  • Research Your Needs : All travelers are different; make sure you choose a plan that will meet your specific health needs, especially if you have a unique medical situation.
  • Be Clear About Pre-Existing Medical Conditions : If you have a pre-existing medical condition, make sure you talk to your provider to ensure you still qualify.
  • Know What You Are Getting : Before agreeing to your policy, make sure you are crystal clear about the terms, conditions, and limitations of your coverage.
  • Make Sure The Policy Covers The Duration Of Your Trip : Double check your travel dates and make sure your plan is valid for the entire extent of your trip – including arrival and departure days.