Waterloo Insurance Broker | 4.7 Rated Broker

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Our top-rated insurance brokers will help you find lower rates in Waterloo.

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Get the lowest rates with Waterloo's best insurance broker

Waterloo insurance brokers give you the best chance to save on your insurance policy. And we know with rising living expenses, saving money is more important than ever.

Our highly trained and experienced brokers have a strong reputation for customer service and finding people the best insurance rates in Waterloo. We help all residents - families, young people attending university, companies that are part of Canada’s Tech Triangle, and anyone else with insurance needs in Waterloo.

At ThinkInsure, we know insurance is not your favourite thing to shop for. It can be confusing. Our team of brokers will simplify things for you. We'll help you find the best policy for the coverage you need for a great rate.

Key takeaways about using Waterloo insurance brokers

As a commuter town, insurance is essential. An auto insurance broker can help you find the best policy to match your driving needs.
Insurance brokers can help you quickly explore coverage options with the top insurers.
With a broker you have access to a licensed insurance expert. Get answers to your coverage questions, claims assistance, and much more.

How to compare quotes with our Waterloo car insurance brokers

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1) Begin your quote

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2) Enter your driving and car information

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3) Compare multiple quotes

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Why use an insurance broker to get an insurance policy in Waterloo?

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If you’ve never used an insurance broker in Waterloo, you’re missing out on insurance options, savings, and better service. Here’s why a broker is always your best option:

It's free - you pay nothing: Brokers don't cost you money; they save you money.
Get expert advice from a trusted professional: Understanding your policy can be a challenge. Brokers can help you better know your coverage and create clarity.
Compare more insurance options: You have the most options with a broker. Compare coverage from all the top insurers to find the best coverage for you.
Save more money: A broker's main objective is to help you find the lowest premiums.

Use a Waterloo car insurance broker to find lower premiums

Car insurance in Waterloo is a necessity for most. Waterloo is a vehicle-reliant area. There are well over 400,000 registered vehicles in the area. It's one of the most car-dependent cities in Canada.

According to CTV News, 89% of people in the Waterloo region commute to work by vehicle. With rising insurance rates, finding a way to keep costs in check is essential.

Here’s how an auto insurance broker can help you find better premiums:

Have an honest conversation about your driving needs - determine what is most important to you - saving, protection, or a combination of both.
Give brokers as much detail as possible. The more they know about you, the better they’ll be able to match you to insurance products.
Talk about potential car insurance discounts and other ways to save.
Discuss coverage and limits. Determine your must-haves.

Work with a trusted and reliable home insurance broker in Waterloo

If you own a house, you need home insurance in Waterloo to protect it. As one of your largest commitments, you’ll want to minimize financial risk and liability.

According to Wowa.ca Kitchener-Waterloo-Cambridge Housing Market Report, the average house price is about $782,465 (As of March 2024). Brokers will help you choose a policy that fits your lifestyle, and budget, and addresses your coverage needs. The same holds true if you require condo insurance, or tenant insurance.

Our brokers have your Waterloo insurance needs covered

One of the biggest advantages of using an insurance broker in Waterloo is that they can help you with ALL your insurance needs. We work with many types of insurers and offer a variety of insurance products to ensure you're protected:

Reasons ThinkInsure is a leading Waterloo insurance broker

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For more than 50 years, our brokers have helped Waterloo drivers, homeowners, and business owners. You get insurance tailored to your needs while saving money. Here are some of the top reasons customers choose us to be their broker:

Unbiased advice: Get honest and unbiased advice. Get your insurance questions answered by experienced professionals so you can make educated decisions.
We’re 100% Canadian: We are a 100% Canadian-owned and operated brokerage.
We’re fully licensed brokers: We are part of the Registered Insurance Brokers of Ontario (RIBO) and the Insurance Brokers Association of Ontario (IBAO).
All types of coverage: Our brokers can get you insurance for your home, vehicle, business, life, and travel.
The top insurance partners: We offer insurance from 50 of the top insurance providers. We’ll help you find the right insurer for you.
Personalized service: We’re real professionals helping real people. All customers get a dedicated broker to help them with all their insurance needs. Get assistance with claims, quotes, questions, updates, and more.

See our 5 star insurance broker reviews

Rated 4.7 out of 5 stars in 1428 Google reviews

Our brokers help customers with better insurance and savings every day!

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Kathleen Matthews

2024-08-13

Denise Phillips was extremely helpful and found us the best insurance option for our situation. She was responsive, knowledgeable, and very friendly! Thank you!!

valerie armstrong

2024-08-08

Denise was absolutely splendid i was having a rough day, she was able to help calm me down and she listened! She found me a better quote then i could ask for!! Denise was amazing!! Ask for her when you call! She’ll go above and beyound for you. So happy and thankful i came across you Denise, your honestly god sent, and a wonderful person. Thank you so much!! :)

Bluemoon

2024-08-08

I was coming to tail end of my auto insurance renewal and wanted to shop around due to the dramatic price hike. I was glad to give ThinkInsure a call and quickly reached Denise Snider Phillips who was amazing and friendly to deal with! I recommend Denise for your insurance needs. She’s a real expert in her field and made my insurance search and renewal a quick and smooth process! Thank you Denise for your amazing service!

Sara Pérez Álvarez

2024-08-08

Pooyan Saeidi has been our Insurance Broker for years taking care about our rental condo insurance and he makes always an amazing job! Nice person and great service! He always reminds you the renewal before it expires looking for the best price and services for you. We highly recommend him and ThinkInsure!!

Ellen Hay

2024-08-06

Today, I had an opportunity to speak to Denise Snyder Phillips. i was unhappy with a part of my policy. She was patient and attentive with me. She was also well informed and helped me to understand my policy. I really appreciated her assistance. I wish her well! Ellen Hay

Creative Village

2024-08-01

I've been with Thinkinsure for about a year now, and I have to say that Betsy Bannon is the main reason I'm still a happy customer. As a grassroots non-profit founder and Executive Director, I didn't know much about insurance when I first started. Betsy was incredibly patient with all of my questions and really took the time to listen to my concerns. She's efficient, and detail-oriented, and has created a trusting environment for me to get my insurance needs sorted out. I always go directly to Betsy when I need insurance for my non-profit organization because of the exceptional service she provides. She's the only broker I've worked with at Thinkinsure, and I really value the great experience she consistently delivers!

Adam Thompson

2024-08-01

We worked with Todd A. to get both our home and auto insurance covered. He was awesome, easy to talk to and prompt with all his responses and help. I will definitely go with ThinkInsure next year and hope Todd is still there when the time comes.

Moll

2024-07-31

Received a quote from Betsy. What a fabulous experience! She is so personable and knowledgeable. I would definitely recommend her! Thanks again Besty 😀

What should I consider when choosing a Waterloo insurance broker?

ThinkInsure brokers are different from other insurance brokers in Waterloo. In fact, no two brokerages are the same. Here are some essential considerations when choosing a provider:

Insurance product offerings: What insurance options are available?
Selection of insurance providers: How many insurers does the broker work with?
Brokerage experience: Does the brokerage offer you the level of service and products you need?
Reputation and reviews: Does the broker have good ratings and reviews from their customers?

Waterloo insurance broker FAQs

What is the Insurance Brokers Association of Waterloo Region?

The Insurance Brokers Association of Waterloo Region (IBAWR) is the local affiliate of the Insurance Brokers Association of Ontario (IBAO). It's an association for independent brokers.

Why is it better to use an insurance broker over an insurance company in Waterloo?

Brokers provide you with a greater list of insurance options. You have access to more coverage and personalization options. With more providers to choose from, you’ll be in a better position to find lower rates.

Who regulates insurance brokers in Waterloo?

The Registered Insurance Brokers of Ontario (RIBO) regulates brokers in Waterloo and across the province. The Financial Service Commission of Ontario (FSCO) regulates the insurance industry in Ontario.

Get a free quote Waterloo's best auto insurance broker

Our insurance brokers can compare quotes from the top insurers in Waterloo to find you a lower rate. Get advice to find additional savings and keep more money in your pocket. Get Started

Insurance Blog And News

Read our insurance blog to get helpful tips, information and news.

2024-09-06

Waterloo Insurance Brokers

Our top-rated insurance brokers will help you find lower rates in Waterloo.

Compare rates from Canada's top insurance providers

Get the lowest rates with Waterloo's best insurance broker

Key takeaways about using Waterloo insurance brokers