Waterloo Insurance Broker | 4.7 Rated Broker

1-855-550-5515

Our top-rated insurance brokers will help you find lower rates in Waterloo.

Compare rates from Canada's top insurance providers

See all providers

Get the lowest rates with Waterloo's best insurance broker

Waterloo insurance brokers give you the best chance to save on your insurance policy. And we know with rising living expenses, saving money is more important than ever.

Our highly trained and experienced brokers have a strong reputation for customer service and finding people the best insurance rates in Waterloo. We help all residents - families, young people attending university, companies that are part of Canada’s Tech Triangle, and anyone else with insurance needs in Waterloo.

At ThinkInsure, we know insurance is not your favourite thing to shop for. It can be confusing. Our team of brokers will simplify things for you. We'll help you find the best policy for the coverage you need for a great rate.

Key takeaways about using Waterloo insurance brokers

As a commuter town, insurance is essential. An auto insurance broker can help you find the best policy to match your driving needs.
Insurance brokers can help you quickly explore coverage options with the top insurers.
With a broker you have access to a licensed insurance expert. Get answers to your coverage questions, claims assistance, and much more.

How to compare quotes with our Waterloo car insurance brokers

Viewers of this file can see comments and suggestions

1) Begin your quote

Enter some personal info to get started.

2) Enter your driving and car information

Enter your driving details and then select your vehicle.

3) Compare multiple quotes

See rates from the top companies.

Choose the lowest rate

Choose your rate and get insured.

Get Started

Why use an insurance broker to get an insurance policy in Waterloo?

an insurance broker shaking hands with a client

If you’ve never used an insurance broker in Waterloo, you’re missing out on insurance options, savings, and better service. Here’s why a broker is always your best option:

It's free - you pay nothing: Brokers don't cost you money; they save you money.
Get expert advice from a trusted professional: Understanding your policy can be a challenge. Brokers can help you better know your coverage and create clarity.
Compare more insurance options: You have the most options with a broker. Compare coverage from all the top insurers to find the best coverage for you.
Save more money: A broker's main objective is to help you find the lowest premiums.

Use a Waterloo car insurance broker to find lower premiums

Car insurance in Waterloo is a necessity for most. Waterloo is a vehicle-reliant area. There are well over 400,000 registered vehicles in the area. It's one of the most car-dependent cities in Canada.

According to CTV News, 89% of people in the Waterloo region commute to work by vehicle. With rising insurance rates, finding a way to keep costs in check is essential.

Here’s how an auto insurance broker can help you find better premiums:

Have an honest conversation about your driving needs - determine what is most important to you - saving, protection, or a combination of both.
Give brokers as much detail as possible. The more they know about you, the better they’ll be able to match you to insurance products.
Talk about potential car insurance discounts and other ways to save.
Discuss coverage and limits. Determine your must-haves.

Work with a trusted and reliable home insurance broker in Waterloo

If you own a house, you need home insurance in Waterloo to protect it. As one of your largest commitments, you’ll want to minimize financial risk and liability.

According to Wowa.ca Kitchener-Waterloo-Cambridge Housing Market Report, the average house price is about $782,465 (As of March 2024). Brokers will help you choose a policy that fits your lifestyle, and budget, and addresses your coverage needs. The same holds true if you require condo insurance, or tenant insurance.

Our brokers have your Waterloo insurance needs covered

One of the biggest advantages of using an insurance broker in Waterloo is that they can help you with ALL your insurance needs. We work with many types of insurers and offer a variety of insurance products to ensure you're protected:

Reasons ThinkInsure is a leading Waterloo insurance broker

a female driver with glasses looks out of the car

For more than 50 years, our brokers have helped Waterloo drivers, homeowners, and business owners. You get insurance tailored to your needs while saving money. Here are some of the top reasons customers choose us to be their broker:

Unbiased advice: Get honest and unbiased advice. Get your insurance questions answered by experienced professionals so you can make educated decisions.
We’re 100% Canadian: We are a 100% Canadian-owned and operated brokerage.
We’re fully licensed brokers: We are part of the Registered Insurance Brokers of Ontario (RIBO) and the Insurance Brokers Association of Ontario (IBAO).
All types of coverage: Our brokers can get you insurance for your home, vehicle, business, life, and travel.
The top insurance partners: We offer insurance from 50 of the top insurance providers. We’ll help you find the right insurer for you.
Personalized service: We’re real professionals helping real people. All customers get a dedicated broker to help them with all their insurance needs. Get assistance with claims, quotes, questions, updates, and more.

See our 5 star insurance broker reviews

Rated 4.7 out of 5 stars in 1448 Google reviews

Our brokers help customers with better insurance and savings every day!

See all reviews

steve jonkhans

2024-09-26

i used thinkinsure to navigate a complicated car insurance situation after my prior broker could not find me the insurance i required. Denise Snyder Phillips was my agent and she was extremely helpful, efficient and responsive. Highly recommend thinkinsure for your insurance needs and ask for Denise!

Carrie Crump

2024-09-24

Young man is super amazing and caring . Top top notch service !!! Very kind gentleman

DJ G

2024-09-24

I was shopping around for some new auto insurance rates as my current policy was ending soon and was looking for cheaper premiums. I called ThinkInsure, and Todd helped me with the process start to finish. Communication with him after my initial phone call was flawless through email, often replying right away during business hours. He was easy to ask questions and provided multiple quotes to me when I needed to make some changes. I ended up getting better coverage for a much lower premium compared to my current provider with ThinkInsure. Thanks Todd for the seamless experience and helping me get setup!

Philip Witteveen

2024-09-23

Denise is fantastic! She is so kind and patient and works hard to listen and provide you with the best insurance available to you. Denise also continues to look for the cheapest options for you that provides you with the top notch coverage. I would highly suggest connecting with Denise if you're looking for great insurance, good prices, and to work with someone that actually cares. 5 star plus!

Cassandra Brookes

2024-09-20

I had been in the market for new insurance for a while, not getting many great quotes and then I come to find Todd Allen through ThinkInsure and have only great things to say about my experience. Knowledgeable, honest, responsive and made insuring my vehicle a breeze. Within 4 emails back and forth, signing e documents and a final email to confirm I was set up and ready to go. Could not recommend his services enough! Thanks Todd !!

Ginny Sweet

2024-09-19

I was in a difficult situation trying to renew my insurance after my last company stopped providing insurance. Bailey made the whole process quick and easy. I had paperwork signed and documents to me within a few hours of our initial conversation. I am forever grateful

Durai samy Easwarakumar

2024-09-18

Todd Allen such a nice auto insurance advisor Doing a excellent service 👍buy the costumer’s satisfaction to get an cheaper code in the current market 😀

Jenniffer

2024-09-17

great service, sohel rahman was incredible helping us get the insurance we needed, thank you!

What should I consider when choosing a Waterloo insurance broker?

ThinkInsure brokers are different from other insurance brokers in Waterloo. In fact, no two brokerages are the same. Here are some essential considerations when choosing a provider:

Insurance product offerings: What insurance options are available?
Selection of insurance providers: How many insurers does the broker work with?
Brokerage experience: Does the brokerage offer you the level of service and products you need?
Reputation and reviews: Does the broker have good ratings and reviews from their customers?

Waterloo insurance broker FAQs

What is the Insurance Brokers Association of Waterloo Region?

The Insurance Brokers Association of Waterloo Region (IBAWR) is the local affiliate of the Insurance Brokers Association of Ontario (IBAO). It's an association for independent brokers.

Why is it better to use an insurance broker over an insurance company in Waterloo?

Brokers provide you with a greater list of insurance options. You have access to more coverage and personalization options. With more providers to choose from, you’ll be in a better position to find lower rates.

Who regulates insurance brokers in Waterloo?

The Registered Insurance Brokers of Ontario (RIBO) regulates brokers in Waterloo and across the province. The Financial Service Commission of Ontario (FSCO) regulates the insurance industry in Ontario.

Get a free quote Waterloo's best auto insurance broker

Our insurance brokers can compare quotes from the top insurers in Waterloo to find you a lower rate. Get advice to find additional savings and keep more money in your pocket. Get Started

Insurance Blog And News

Read our insurance blog to get helpful tips, information and news.

2024-11-20

Waterloo Insurance Brokers

Our top-rated insurance brokers will help you find lower rates in Waterloo.

Compare rates from Canada's top insurance providers

Get the lowest rates with Waterloo's best insurance broker

Key takeaways about using Waterloo insurance brokers