Compare Pickup Truck Insurance Quotes

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Find the best pickup truck insurance rates

Shopping for pickup truck insurance? Pickups are one of the most popular types of vehicles on the road today. People love them for their power, hauling, towing, and storage capacity. They are diverse and safe to drive. However, they are also one of the most stolen types of vehicles, a reason why you need a strong pickup truck insurance policy.

Drive a pickup? Thinking about switching your provider? At ThinkInsure, we can help you get the best pickup truck insurance. Whether you drive a small truck or large pickup, whether it’s brand new or older, we can help you find the lowest pickup truck insurance rates.

A pickup truck insurance quote is just as simple as getting a car insurance quote. Simply tell us about your pickup, coverage needs, and driving history and we’ll handle the rest. Read below to pick up more tips and advice to save on your next policy.

How to compare pickup truck insurance quotes

Complete these quick and easy steps to compare quotes and start saving.

1) Start your quote

Enter your postal code and some basic information.

2) Enter your driving details

Provide your driving and vehicle information.

3) Compare quotes

See quotes from the leading companies.

Choose your policy

Choose the lowest rate. Confirm the details with our experts and buy your insurance.

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Kevin St Clair

2024-11-28

Betsy was a genuine pleasure to deal with considering the circumstances. Thanks again for all your help

Anthony Gomez

2024-11-27

Today, I want to take a moment to recognize Monica Chan, an exceptional insurance broker who has consistently gone above and beyond in her service to me. Monica's dedication to punctuality and consideration has been truly remarkable. She has always been prompt in responding to my inquiries and has never hesitated to offer her expertise and guidance. With Monica as my broker, I have never once felt worried about anything going wrong. Her proactive approach and attention to detail have provided me with peace of mind, knowing that my insurance needs are well-taken care of. Throughout our interactions, Monica has been incredibly helpful, patiently explaining complex insurance concepts and ensuring that I fully understand my coverage options. I wholeheartedly recommend Monica Chan to anyone seeking an insurance broker who genuinely cares about their clients' best interests. Her commitment to excellence and her willingness to go the extra mile make her an invaluable asset in the insurance industry.

Phyllis Baker

2024-11-20

Absolutely amazing service the broker Todd worked on my quote fast I recommend this company to anyone very professional I’m so glad I called them .. Thank you for your great work

Charles Cameron

2024-11-15

Betsy Bannon has been nothing short of amazing at helping us through the complex process of acquiring business insurance. She quickly understood our needs and expertly guided us to the right solution. From start to finish, she made us feel like her most important client which gave us the confidence that we were in great hands. We highly recommend Betsy!

Jermaine M

2024-11-05

I had a great experience with Patrick Vuong. He went above and beyond to help me update last minute changes to my policy in order to qualify for a government grant. Staying back late and coming in early the next day to help finishes the changes. Very kind and professional!

Mark Gaffney

2024-11-05

Betsy Bannon is a professional extremely friendly and knowledgeable and made my experience wonderful! Highly recommend her for any insurance needs. Mark Gaffney

fabian ward

2024-11-04

Great service! Prompt and very helpful! Thanks to Todd allan for really helping me out!

Stephen Mcfadden

2024-11-01

Great experience working with Sohel Rahman, appreciate his honest and can-do attitude. Highly recommend!

What is a pickup truck for insurance purposes?

There are many different types of pickup trucks on the market today. The type of pickup you have will affect your insurance needs and rates. In general, pickups are vehicles with a closed front cab and an open bed with a tailgate. Some are used as passenger vehicles (light duty) while others are used for towing, hauling, and business purposes (heavy duty). Trucks used for commercial purposes require commercial auto insurance.

How does personal pickup truck insurance work? The basics.

Pickup truck insurance works the same as standard car insurance in Ontario. It’s required by law. All drivers must carry a minimum of $200,000 in third party liability protection. This includes accident benefits, direct compensation property damage (DCPD), and uninsured motorist protection.

Drivers typically add additional coverage such as collision, comprehensive, specified perils, or all perils for personalized protection. You can customize your policy further by adding endorsements.

If you use your pickup for work, you’ll need to add business coverage to your policy or take out a commercial policy.

Get insurance for all types of pickups

Today there have never been more pickup truck options. It’s by far one of the bestselling vehicles in Canada. They are produced by almost all auto manufacturers and come in a variety of sizes and models. We can help you compare rates for pickup truck insurance of all types and sizes:

Full-size pickup trucks (F-Series, RAM, Silverado, Sierra, Tundra)
Midsize pickup trucks (Colorado, Canyon, Ridgeline, Frontier, Tacoma)
Compact pickups
Electric/Hybrid pickup trucks
Luxury pickup trucks
Heavy duty pickups (often used for business)

How much is the average pickup truck insurance cost?

The average pickup truck insurance cost will vary based on the type of truck you drive, make, model, features, location, driving history, coverage needs, how you use your truck, and many other factors. Speak with our advisors and get an estimate for how much insurance will cost for your pickup truck and unique situation.

What is the best insurance for pickup trucks?

Insurance for light-duty pickups and pickup trucks for personal use is the same coverage as for other vehicles. You are required to have the minimum amount of insurance required by law. The best insurance for your pickup depends on how you use it. There is not a specific type of policy for pickups per se. A standard policy will cover you unless you use your pickup for business purposes. In this case, a commercial policy would be required. The best insurance is a policy that protects you and covers all your driving needs.

Do I need commercial pickup truck insurance?

If you use your pickup for work or business purposes, you will need a commercial policy. It’s common for contractors, construction professionals, and other business owners to have a commercial policy for their pickup.

In general, commercial pickup trucks are more expensive to insure. You drive more and are exposed to greater risk and liability as a business professional.

Not sure if you need a commercial policy? Speak with our experts to assess your needs and explore your options.

How can you get cheap pickup truck insurance?

There are lots of opportunities to get cheaper pickup truck insurance. Use these tips to reduce your costs:

Safety rating: Opt for a pickup with a strong safety rating. They are known for having lower rates.
Install anti-theft device: Pickups are targets for thieves. Reduce the odds of your truck getting stolen by installing an anti-theft device. You’ll also qualify for a discount.
Buy used: Consider buying used over a new pickup. You’ll save money on the purchase price and your policy. The good news is there are lots of used pickups on the secondary market.
Increase deductible: Increasing your deductible will lower your rates. Also, ensure you have the right amount of coverage to match your driving needs.
Make, model, price: The pickup you choose matters. Consider the make, model, and price and how this is reflected in lower premiums.
Compare quotes: Compare quotes annually to make sure you are getting the best rate.

What pickup trucks have the lowest insurance rates?

According to our blog about the cheapest cars to insure, here are the most affordable personal trucks to insure:

Chevrolet Colorado
Toyota Tacoma
GMC Canyon
Chevrolet Silverado
RAM pickups

But remember, don’t shop based on price alone. You also need to consider the level of protection and value your policy offers.

Pickup truck insurance FAQs

Are pickup trucks more expensive to insure?

In general, pickup trucks tend to cost more to insure than cars. They are bigger, have a higher MSRP, are more expensive to repair, and are big theft targets. But, some pickups may cost less than cars depending on the models being compared.

What is the average pickup truck insurance cost per month?

The average monthly cost of pickup truck insurance depends on your annual premium cost. For example, if your annual policy was $1,800, your monthly premium would be $150. This will vary based on the type of pickup you drive. The most effective way to determine monthly costs is to get a quote.

What is the cheapest pickup truck to insure?

Midsize pickups are the cheapest to insure. The Chevy Colorado, Toyota Tacoma, and Nissan Frontier are often at the top of the list as the most affordable.

Is insurance higher on a 4x4 pickup truck?

Yes. 4x4 pickup truck models tend to cost more because they are more expensive to repair compared to other types of pickup. 4x4 also has a higher price tag, which can also increase costs.

Are diesel pickups cheaper to insure?

It depends on the types of pickups being compared. But, since diesel trucks typically cost more to repair, insurance costs are often slightly higher. Compare quotes to get an accurate estimate.

Can I get pickup truck insurance for young drivers?

Yes. At ThinkInsure, we can help you get pickup truck insurance for young drivers and all other types of drivers. Compare quotes online or give us a call to speak with our advisors about your options.

Get a pickup truck insurance quote

Want to save on insurance for your pickup truck? We can help you quickly compare quotes for pickup truck insurance for all makes and models. See rates and coverage from the leading insurers in Canada and choose the best policy for you.

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