Do you need new drivers car insurance?

Every day we talk to first-time and new drivers – new to Ontario or Canada – who are looking for affordable insurance. They’re frustrated because sometimes the Ontario driving system doesn’t give new drivers credit for their driving experience from their previous country. It feels like going backward. Sometimes the process of getting a full licence seems slow or unfair.

Car insurance in Ontario and other parts of Canada for new drivers is treated differently. Insurance providers must work within the government’s provincial driving system. This means that they must set rates for new drivers according to how the government has recognized your driving and your licence. Even if you are a mature driver, if you have little experience, it will be reflected in how much you pay. Below we’ll discuss new driver car insurance and outline ways for you to save.