How Lethbridge car insurance works
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Alberta car insurance regulations apply to all cities in the province, including Lethbridge. Insurance is mandatory and you must carry a minimum of $200,000 in third-party liability insurance. You can add optional coverage and Standard Endorsement Forms (SEF) to further personalize your plan.
All drivers have access to coverage through private insurance companies. Your rates are set using the grid rating system. The industry is regulated by the Auto Insurance Rate Board (AIRB). If you are in an accident, it’s important to know a hybrid no-fault and tort system is in effect. This means you use your insurance company no matter who is at fault for the accident. You also have the right to sue for damages.
Mandatory coverage includes:
- Personal liability and property damage (PLPD)
- Accident benefits.
Optional coverage includes:
- Additional PLPD
- Additional accident benefits
- Collision
- Comprehensive
- Specified perils
How much is Lethbridge car insurance?
Auto insurance rates in Lethbridge are generally lower than the provincial average of $1,514 per year. Drivers can expect to pay approximately $1000 to $1100 annually if they have a clean driving record. Lethbridge drivers can find out how much car insurance premiums are by comparing quotes with ThinkInsure. We’ll ensure you get a plan from the right insurance company based on your needs.
Tips to get cheap car insurance in Lethbridge, Alberta
Insurance in Alberta is higher than the national average and is on the rise. Premiums for drivers in Lethbridge are on par with the average cost for auto insurance in the province.
Amid these factors, you can still find ways to pay less. Here is how:
- Stay claims-free: Avoiding claims will prevent increases.
- Drive safe: Keeping a clean driving record helps you maximize savings.
- Compare quotes: Comparing estimates from multiple insurers is the best way to see your options for the lowest rate.
