my Drive | Intact Driving App | Save 25%

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The Intact my Drive program

The my Drive program rewards your good driving habits. Available through Intact Insurance, my Drive is usage based insurance (UBI). It rewards safe driving behaviour and gives you the opportunity to save up to 25%.

Drive safe & save big with my Drive!

The my Drive program recognizes your driving habits. Available through the Intact Insurance app, you can track your potential savings through your smartphone. You have the power to improve your discount. Get ongoing reminders, feedback, and tips to help you improve and save more.

Receive a one-time 10% enrollment discount just for signing up!

Why get my Drive with Intact?

Get immediate savings : You will get 10% off just for signing up.
Greater savings as you drive : Get a chance for a personal discount and save up to 25% more for being a good driver.
You're in control : You can maintain or improve upon your savings every six months. All you have to do is drive safely. You pay a premium based on how you drive, not others. You have better control over your costs.
Convenience : Access the program, driving profile, and data through the Intact app on your smartphone.
Simplicity : Simply install the app on your smartphone and let the technology do the work. The app will assess your driving behaviour using smart technology.
Safety : The program rewards your good driving behaviour.
It's risk-free : No matter how you drive, your premiums will not increase based on the data collected. You get significant savings from your good driving habits. Or you learn what habits need to be improved to achieve greater savings. In any event, you can't lose!

Get a car insurance quote today with ThinkInsure for my Drive from Intact and see how much you could save!

How does Intact my Drive work?

The my Drive program operates using your smartphone. It accesses your smartphone's GPS, accelerometer, and gyroscope, to assess how safely your drive. It uses this data to determine your potential fee reduction.

You will receive an immediate 5% enrollment fee reduction, and if you drive safely you could pay up to 25% less.

Here’s how it works :

Contact us : We can enroll for the program through.
Activation : The program is activated and accessed through the Intact app.
Start driving : The app assesses safe driving events, such as hard braking, speed, and other factors.
Discount awarded : You will receive a fee reduction based on your behaviour after each data collection period. Savings are awarded approximately every 6 months (180 days).

You must drive a minimum of 1,000 km during each data collection period.

How is the personalized my Drive discount calculated?

The following factors are used to calculate premiums :

Duration of trip
Hard braking
Rapid acceleration
Cornering and turns
Kilometers driven
Using your phone while driving

Additional considerations are also considered :

The severity of the event
The speed at which the event was registered
Time of day
Road types (e.g., highway, urban, or rural)
Left or right turns

This data is continuously measured when you are enrolled in the program.

What do I need to use the my Drive app?

To use the my Drive app :

You must be the principal operator of the vehicle.
Have a valid email address.
You must have an iPhone with iOS 10 or later, or an Android with version 5 or later, and a data plan.

The app only consumes about 3%-6% of your battery life per hour. It uses approximately 30 – 60 MB of data per month.

How do I start using my Drive?

my Drive Steps

1. Enroll : Add my Drive to your policy. Call us to enroll.

2. Install : You’ll receive a welcome email and confirmation text. Follow the link to download the app from the App Store or Google Play.

3. Login : Open the app and follow the steps to set up your account. You will need your email, policy number, and driver's license to log in for the first time.

You are ready to start saving!

my Drive tips

Being a good driver can help you pay less money. You just need to know how. Keeping telematics in mind, the following tips will ensure you maximize your savings when using the app :

Going easy on the brakes is easier on the wallet.

While sometimes unavoidable, hard braking increases the likelihood of an accident occurring. To avoid a hard braking event (which is defined as decelerating 12 km/h in less than 1 second), keep your eyes and mind on vehicles around you. Maintain a safe speed and distance between you and the vehicle ahead of you.

By not accelerating your car, you can accelerate savings.

Rapid acceleration increases the likelihood of an accident occurring. Allowing enough time to get to your destination safely is probably the easiest way to avoid excessive acceleration (defined as accelerating 12 km/h in less than 1 second) that could affect potential cost savings.

Avoiding driving later can bring you savings sooner.

With factors such as reduced visibility and increased fatigue, driving between midnight and 4 a.m. has been statistically proven to increase the risk of being involved in an accident.

What are the benefits of my Drive?

In addition to cost savings, there are many other benefits drivers can experience from using the my Drive app, including :

You can track your driving habits and data.
You can see your potential cost reductions.
It can help you pay less money when it comes time to renew your policy.
You have access to valuable tips.
It can help you be a safer driver and be more aware of your trends.

Many drivers are concerned that installing a UBI device and tracking their driving will actually cause their premiums to increase. This is not true. Once you install the device, your potential savings are in your hands.

Get your Intact my Drive now. It's quick and easy!

1. Sign up and save 5%!

Signing up for the my Drive program is quick, and easy, and saves you money right away. You get 5% off as soon as you sign up.

2. Drive like you normally do

Start driving – and start to see how much less you could pay. After 180 days there will be enough data collected to calculate what you're on track to save. Will it be 10%? 15%? On the app, you'll learn how you can improve your driving habits to save more.

3. Pay less!

Depending on your existing or improved driving habits, you could save as much as 25% when it comes time to renew.

Insurance Blog And News

Read our insurance blog to get helpful tips, information and news.

2024-11-20

my Drive From Intact

Save up to 25% with the Intact my Drive app!