Compare Grande Prairie Car Insurance Quotes

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Find better Grande Prairie auto insurance rates

There are a lot of great things about living in Grande Prairie, but one thing that is not “grand” is car insurance rates. The city has some of the highest rates in the province, even more reason for you to compare your options. Even so, we can help you get cheap quotes.

Short on time? Confused about your options? Not sure how to lower your auto insurance rates in Grande Prairie? No problem!

With ThinkInsure you can compare quotes from the leading insurance companies in Canada. It's quick and easy! You can compare quotes online or give us a call for a quote. Just provide us with your information and we’ll assess policy options and find you a great rate.

Keep reading to learn how car insurance works in Grande Prairie and find out how you can get more affordable coverage.

How to compare Grande Prairie car insurance quotes

Just complete the quick and easy steps to compare quotes and start saving.

1) Start your quote

Enter your postal code and some basic information.

2) Enter your driving details

Provide your driving and vehicle information.

3) Compare prices

Compare quotes from the leading companies.

Choose your policy

Choose the lowest rate. Confirm the details with our experts and buy your insurance.

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5 star car insurance in Grande Prairie

Rated 4.7 out of 5 stars in 1463 Google reviews

See what our customers are saying about us.

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Kevin St Clair

2024-11-28

Betsy was a genuine pleasure to deal with considering the circumstances. Thanks again for all your help

Anthony Gomez

2024-11-27

Today, I want to take a moment to recognize Monica Chan, an exceptional insurance broker who has consistently gone above and beyond in her service to me. Monica's dedication to punctuality and consideration has been truly remarkable. She has always been prompt in responding to my inquiries and has never hesitated to offer her expertise and guidance. With Monica as my broker, I have never once felt worried about anything going wrong. Her proactive approach and attention to detail have provided me with peace of mind, knowing that my insurance needs are well-taken care of. Throughout our interactions, Monica has been incredibly helpful, patiently explaining complex insurance concepts and ensuring that I fully understand my coverage options. I wholeheartedly recommend Monica Chan to anyone seeking an insurance broker who genuinely cares about their clients' best interests. Her commitment to excellence and her willingness to go the extra mile make her an invaluable asset in the insurance industry.

Phyllis Baker

2024-11-20

Absolutely amazing service the broker Todd worked on my quote fast I recommend this company to anyone very professional I’m so glad I called them .. Thank you for your great work

Charles Cameron

2024-11-15

Betsy Bannon has been nothing short of amazing at helping us through the complex process of acquiring business insurance. She quickly understood our needs and expertly guided us to the right solution. From start to finish, she made us feel like her most important client which gave us the confidence that we were in great hands. We highly recommend Betsy!

Jermaine M

2024-11-05

I had a great experience with Patrick Vuong. He went above and beyond to help me update last minute changes to my policy in order to qualify for a government grant. Staying back late and coming in early the next day to help finishes the changes. Very kind and professional!

Mark Gaffney

2024-11-05

Betsy Bannon is a professional extremely friendly and knowledgeable and made my experience wonderful! Highly recommend her for any insurance needs. Mark Gaffney

fabian ward

2024-11-04

Great service! Prompt and very helpful! Thanks to Todd allan for really helping me out!

Stephen Mcfadden

2024-11-01

Great experience working with Sohel Rahman, appreciate his honest and can-do attitude. Highly recommend!

How does car insurance in Grande Prairie work?

Cars parked in line on city street side in Grande Prairie

All drivers in Grande Prairie must have car insurance to be able to drive. How insurance works is determined at the provincial level. Here is a summary of what you need to know:

Alberta car insurance rules and regulations apply to all cities in the province.
The industry is regulated by the Auto Insurance Rate Board (AIRB). All insurance companies abide by these regulations.
A hybrid no-fault and tort system is in effect. You use your insurer no matter who is at fault for the accident. You also have the right to sue other drivers for damages.
Rates are determined using the grid rating system.
Car insurance in Grande Prairie is a combination of mandatory and optional coverage
You can add Standard Endorsement Forms (SEF) to further personalize your plan.

Mandatory coverage

Basic policies include personal liability and property damage (PLPD) and Accident benefits.

PLPD: Drivers are required to have a minimum amount of $200,000 in third party liability. However, most carry more than $1 million because of the increase in repair and medical costs after an accident.
Accident benefits: You will receive income replacement and medical costs if you are injured.

Without this coverage, you will not be able to register your vehicle in the province.

Optional coverage

Insurers offer a variety of optional insurance solutions. Choose optional coverage that makes sense based on your driving needs. Your options include:

Additional PLPD coverage
Additional accident benefits
Collision
Comprehensive
Specified perils

Latest Grande Prairie car insurance quotes

2024/11/22

Shopper in GRANDE PRAIRIE, AB
Vehicle: JEEP CHEROKEE TRAILHAWK 4DR 4WD 2016
Pembridge	$1,510
Travelers	$2,532
Intact	$2,813
Savings from top 4 cheapest quotes	$1,303

Shopper in GRANDE PRAIRIE, AB
Vehicle: NISSAN TITAN XD PLATINUM RESERVE CREW CAB 4WD D 2018
Pembridge	$1,640
Travelers	$2,953
Intact	$3,256
Savings from top 4 cheapest quotes	$1,616

How to get lower car insurance rates in Grande Prairie

We all want to pay lower rates for our auto coverage. Who doesn’t want to keep more money in their pocket? Even though Grande Prairie does have some of the most expensive auto insurance rates in Alberta, you can still get lower premiums.

Here’s how to reduce premiums:

Get organized: Get your insurance and vehicle information organized before getting an estimate.
Know what you need: Know the type of coverage, policy limits, and deductible amounts.
Work with an expert: Our experts can help you get multiple quotes from many providers.
Get estimates regularly: Get car insurance quotes annually to look for cost savings each year.

Driving tips for the city of Grande Prairie Alberta

Grande Prairie is an industrial city that is in Northwestern Alberta. It is located at the cross-section of Highway 40 and Highway 43 and is part of the CANAMEX corridor. Drivers also have access to a new Highway 43X bypass to get around the city.

The city has more than 67,000 residents and is experiencing growth, which is placing strain on the current roadways in the city. People are coming to the city to work in the oil and gas, forestry, and agriculture industries.

The neighbourhood you choose to live in can impact how much you pay. For example, residents in Buffalo Lake typically pay more on average for auto insurance than other residents. Use these driving tips to keep insurance rates down:

Plan alternate routes: Traffic is common in Grande Prairie. The city's rapid growth has led to a number of traffic issues. Some roads are not equipped to handle the traffic volume, creating bottlenecks.
Automated Traffic Enforcement (ATE) is in effect: The city of Grande Prairie uses automated traffic enforcement throughout the city. In 2016, 48,001 traffic violations were captured.
Collision rates are declining: Grande Prairie has significantly more collisions compared to other Alberta cities of a similar size. With a 155% increase in injury collisions from 2010 to 2014, the city took steps to improve traffic safety. Since then, injury collision rates have fallen by 48% and the total number of collisions per year has fallen by 33%.
Get winter tires: Winter and snow last for a large portion of the year. Winter tires help you drive safely during slick and snowy driving conditions.

Grande Prairie car insurance FAQs

What is the average cost of car insurance in Grande Prairie?

Drivers in Grande Prairie can expect to pay some of the highest auto insurance rates in the province. The average cost of insurance is just over $1,600 per year, or about $135 per month. This is about $100 per year higher than the provincial average in Alberta.

Can I get cheaper rates by comparing car insurance quotes in Grande Prairie?

Yes! Comparing car insurance quotes is one of the most effective ways to find cost saving opportunities in Grande Prairie. It allows you to see what multiple insurers have to offer for coverage and policy price. You choose the cheapest rates and save.

Can I get Grande Prairie car insurance quotes online?

Yes. At ThinkInsure, you can get an online quote anytime. Simply log onto our website to start a quote. Quickly compare coverage, quotes, and find better car insurance rates in Grande Prairie.

What can I do to get the best Grande Prairie car insurance rates?

Being proactive is important. Drivers should comparison shop annually to look for new ways to save. It’s just as important to be a safe driver and stay accident and ticket free. Speak with an insurance expert to discuss additional ways you may be able to lower your auto insurance rates in Grande Prairie.

Compare Grande Prairie auto insurance quotes

Even though rates are higher in Grande Prairie, it doesn’t mean you have to pay more for car insurance. Compare quotes from top insurance companies to find more ways to save on your next policy. Start your quote online or give us a call toll-free.

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