Compare Grande Prairie Car Insurance Quotes

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Find better Grande Prairie auto insurance rates

There are a lot of great things about living in Grande Prairie, but one thing that is not “grand” is car insurance rates. The city has some of the highest rates in the province, even more reason for you to compare your options. Even so, we can help you get cheap quotes.

Short on time? Confused about your options? Not sure how to lower your auto insurance rates in Grande Prairie? No problem!

With ThinkInsure you can compare quotes from the leading insurance companies in Canada. It's quick and easy! You can compare quotes online or give us a call for a quote. Just provide us with your information and we’ll assess policy options and find you a great rate.

Keep reading to learn how car insurance works in Grande Prairie and find out how you can get more affordable coverage.

How to compare Grande Prairie car insurance quotes

Just complete the quick and easy steps to compare quotes and start saving.

1) Start your quote

Enter your postal code and some basic information.

2) Enter your driving details

Provide your driving and vehicle information.

3) Compare prices

Compare quotes from the leading companies.

Choose your policy

Choose the lowest rate. Confirm the details with our experts and buy your insurance.

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5 star car insurance in Grande Prairie

Rated 4.7 out of 5 stars in 1448 Google reviews

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steve jonkhans

2024-09-26

i used thinkinsure to navigate a complicated car insurance situation after my prior broker could not find me the insurance i required. Denise Snyder Phillips was my agent and she was extremely helpful, efficient and responsive. Highly recommend thinkinsure for your insurance needs and ask for Denise!

Carrie Crump

2024-09-24

Young man is super amazing and caring . Top top notch service !!! Very kind gentleman

DJ G

2024-09-24

I was shopping around for some new auto insurance rates as my current policy was ending soon and was looking for cheaper premiums. I called ThinkInsure, and Todd helped me with the process start to finish. Communication with him after my initial phone call was flawless through email, often replying right away during business hours. He was easy to ask questions and provided multiple quotes to me when I needed to make some changes. I ended up getting better coverage for a much lower premium compared to my current provider with ThinkInsure. Thanks Todd for the seamless experience and helping me get setup!

Philip Witteveen

2024-09-23

Denise is fantastic! She is so kind and patient and works hard to listen and provide you with the best insurance available to you. Denise also continues to look for the cheapest options for you that provides you with the top notch coverage. I would highly suggest connecting with Denise if you're looking for great insurance, good prices, and to work with someone that actually cares. 5 star plus!

Cassandra Brookes

2024-09-20

I had been in the market for new insurance for a while, not getting many great quotes and then I come to find Todd Allen through ThinkInsure and have only great things to say about my experience. Knowledgeable, honest, responsive and made insuring my vehicle a breeze. Within 4 emails back and forth, signing e documents and a final email to confirm I was set up and ready to go. Could not recommend his services enough! Thanks Todd !!

Ginny Sweet

2024-09-19

I was in a difficult situation trying to renew my insurance after my last company stopped providing insurance. Bailey made the whole process quick and easy. I had paperwork signed and documents to me within a few hours of our initial conversation. I am forever grateful

Durai samy Easwarakumar

2024-09-18

Todd Allen such a nice auto insurance advisor Doing a excellent service 👍buy the costumer’s satisfaction to get an cheaper code in the current market 😀

Jenniffer

2024-09-17

great service, sohel rahman was incredible helping us get the insurance we needed, thank you!

How does car insurance in Grande Prairie work?

Cars parked in line on city street side in Grande Prairie

All drivers in Grande Prairie must have car insurance to be able to drive. How insurance works is determined at the provincial level. Here is a summary of what you need to know:

Alberta car insurance rules and regulations apply to all cities in the province.
The industry is regulated by the Auto Insurance Rate Board (AIRB). All insurance companies abide by these regulations.
A hybrid no-fault and tort system is in effect. You use your insurer no matter who is at fault for the accident. You also have the right to sue other drivers for damages.
Rates are determined using the grid rating system.
Car insurance in Grande Prairie is a combination of mandatory and optional coverage
You can add Standard Endorsement Forms (SEF) to further personalize your plan.

Mandatory coverage

Basic policies include personal liability and property damage (PLPD) and Accident benefits.

PLPD: Drivers are required to have a minimum amount of $200,000 in third party liability. However, most carry more than $1 million because of the increase in repair and medical costs after an accident.
Accident benefits: You will receive income replacement and medical costs if you are injured.

Without this coverage, you will not be able to register your vehicle in the province.

Optional coverage

Insurers offer a variety of optional insurance solutions. Choose optional coverage that makes sense based on your driving needs. Your options include:

Additional PLPD coverage
Additional accident benefits
Collision
Comprehensive
Specified perils

Latest Grande Prairie car insurance quotes

2024/10/03

Shopper in GRANDE PRAIRIE, AB
Vehicle: NISSAN TITAN XD PLATINUM RESERVE CREW CAB 4WD D 2018
Pembridge	$1,640
Travelers	$2,953
Intact	$3,256
Savings from top 4 cheapest quotes	$1,616

Shopper in GRANDE PRAIRIE, AB
Vehicle: MAZDA CX-5 GX 4DR AWD 2015
Pembridge	$1,663
Intact	$3,355
Travelers	$6,711
Savings from top 4 cheapest quotes	$5,048

How to get lower car insurance rates in Grande Prairie

We all want to pay lower rates for our auto coverage. Who doesn’t want to keep more money in their pocket? Even though Grande Prairie does have some of the most expensive auto insurance rates in Alberta, you can still get lower premiums.

Here’s how to reduce premiums:

Get organized: Get your insurance and vehicle information organized before getting an estimate.
Know what you need: Know the type of coverage, policy limits, and deductible amounts.
Work with an expert: Our experts can help you get multiple quotes from many providers.
Get estimates regularly: Get car insurance quotes annually to look for cost savings each year.

Driving tips for the city of Grande Prairie Alberta

Grande Prairie is an industrial city that is in Northwestern Alberta. It is located at the cross-section of Highway 40 and Highway 43 and is part of the CANAMEX corridor. Drivers also have access to a new Highway 43X bypass to get around the city.

The city has more than 67,000 residents and is experiencing growth, which is placing strain on the current roadways in the city. People are coming to the city to work in the oil and gas, forestry, and agriculture industries.

The neighbourhood you choose to live in can impact how much you pay. For example, residents in Buffalo Lake typically pay more on average for auto insurance than other residents. Use these driving tips to keep insurance rates down:

Plan alternate routes: Traffic is common in Grande Prairie. The city's rapid growth has led to a number of traffic issues. Some roads are not equipped to handle the traffic volume, creating bottlenecks.
Automated Traffic Enforcement (ATE) is in effect: The city of Grande Prairie uses automated traffic enforcement throughout the city. In 2016, 48,001 traffic violations were captured.
Collision rates are declining: Grande Prairie has significantly more collisions compared to other Alberta cities of a similar size. With a 155% increase in injury collisions from 2010 to 2014, the city took steps to improve traffic safety. Since then, injury collision rates have fallen by 48% and the total number of collisions per year has fallen by 33%.
Get winter tires: Winter and snow last for a large portion of the year. Winter tires help you drive safely during slick and snowy driving conditions.

Grande Prairie car insurance FAQs

What is the average cost of car insurance in Grande Prairie?

Drivers in Grande Prairie can expect to pay some of the highest auto insurance rates in the province. The average cost of insurance is just over $1,600 per year, or about $135 per month. This is about $100 per year higher than the provincial average in Alberta.

Can I get cheaper rates by comparing car insurance quotes in Grande Prairie?

Yes! Comparing car insurance quotes is one of the most effective ways to find cost saving opportunities in Grande Prairie. It allows you to see what multiple insurers have to offer for coverage and policy price. You choose the cheapest rates and save.

Can I get Grande Prairie car insurance quotes online?

Yes. At ThinkInsure, you can get an online quote anytime. Simply log onto our website to start a quote. Quickly compare coverage, quotes, and find better car insurance rates in Grande Prairie.

What can I do to get the best Grande Prairie car insurance rates?

Being proactive is important. Drivers should comparison shop annually to look for new ways to save. It’s just as important to be a safe driver and stay accident and ticket free. Speak with an insurance expert to discuss additional ways you may be able to lower your auto insurance rates in Grande Prairie.

Compare Grande Prairie auto insurance quotes

Even though rates are higher in Grande Prairie, it doesn’t mean you have to pay more for car insurance. Compare quotes from top insurance companies to find more ways to save on your next policy. Start your quote online or give us a call toll-free.

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Insurance Blog And News

Read our insurance blog to get helpful tips, information and news.

2024-11-20

Grande Prairie Car Insurance

Compare the best car insurance quotes in Grande Prairie from Canada's top providers to save more!

Get Grande Prairie car insurance quotes from the leading providers

Find better Grande Prairie auto insurance rates