CAA MyPace

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Low-mileage drivers can save big with CAA MyPace

Sometimes you just have to take things at your own pace – including car insurance. There are many Canadians who have a car but don’t drive a lot. Perhaps you work from home, or you have a short commute. Or maybe you just don’t drive that much. If this is you, CAA MyPace may be a good choice for you to save on your insurance.

Insurance comes in all shapes and sizes. There are many different products you can choose to match your driving needs. If you only drive occasionally, you could benefit from big insurance savings from CAA MyPace, a pay-as-you-go insurance product.

If you don't drive that much ThinkInsure can help you save a lot more on your insurance with CAA MyPace. Get a quote online for CAA MyPace or give us a call and our advisors will be happy to help you. Keep reading to learn more about how CAA MyPace works and get answers to common questions.

What is MyPace from CAA?

CAA Insurance offers a large selection of insurance products. CAA MyPace auto insurance is a specialized product designed for people who don’t drive a lot. It’s ideal for low-kilometre drivers and individuals who drive less than 12,000 kilometres per year.

It’s a program that allows you to control how much you pay based on how much you drive. The less you drive, the more you will save on your premiums. You monitor how many kilometres your drive using a telematics device.

CAA MyPace policies have become increasingly popular, especially during the pandemic, when people were driving less.

“The number of new CAA MyPace policies between April and December 2020 increased by nearly 300%, compared to the same period in 2019,” says Insurance Business Canada. The number of people trying the program continues to increase as more people look for ways to save money on insurance and cut down on monthly expenses.

What are the benefits of signing up for CAA MyPace?

CAA MyPace insurance is a change of pace for drivers. Experience these benefits when you sign up for the program:

Pay as you drive: Pay only for insurance based on the distance you drive.
It is designed specifically for low mileage drivers: Why pay the same for insurance as other drivers who are on the road significantly more than you?
You have control: You choose when you need to buy more coverage. You can use it at your own pace.
Save money: Reduce your costs without changing how you drive. CAA estimates that people who switch save about 50% on car insurance costs compared to traditional policies.
Cancel anytime: If you find that MyPace is not for you, simply cancel the program.

How to get CAA MyPace insurance

Start by getting a quote for CAA MyPace and compare it against other top providers. If you like the rate we'll get you insured quickly and enrolled in the CAA MyPace program.

1) Start your quote

Enter your postal code and some basic information.

2) Enter your driving details

Provide your driving and vehicle information.

3) Compare quotes

See rates from CAA and the top insurers.

Choose your policy

Confirm the details with our experts and get insured.

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2024-11-28

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2024-11-27

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2024-11-15

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2024-11-05

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2024-11-05

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2024-11-04

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How does CAA MyPace work?

The program is optional and available to all insured drivers with a CAA policy. It’s for drivers who travel less than 12,000 km per year. Here is how the program works:

Get a car insurance quote for your base rate for CAA myPace – you can pay this monthly or upfront.
You then purchase insurance in 1000 km increments.
You plug a tracker into your vehicle to track the distance you drive.
Download the app the monitor your usage on your smartphone.
MyPace will automatically reload the next 1,000 kilometres.
You save more the less you drive.
MyPace only is interested in kilometres driven. It does not track your driving habits.

Get the CAA MyPace device and app

Once you have enrolled in the CAA MyPace program you just need to do a couple more things to get started:

1) Install the CAA MyPace device

The program requires you to install the MyPace device in your vehicle. Installation is simple. Here’s how to install a CAA MyPace device:

Enrol in the program.
You’ll receive a welcome package with your insurance policy.
You’ll receive your device along with installation instructions.
Plug the device into your OBDII port.
Install the device within 48 hours of the policy effective date.
You view your usage through the online portal or through the CAA MyPace app.

Access the CAA MyPace login here

2) Get the CAA MyPace mobile app

Installing the MyPace app is a similar process to the installation steps for other apps. Steps may vary based on your phone type (iPhone or Android). Here is what you do:

Visit the App Store or Google Play on your smartphone.
Search for CAA MyPace in the apps download section.
Download the program on your phone.
Follow the download instructions.
Open the app.
Log into your account. Or create a new account.
Enter your insurance information.
You are ready to drive at your own pace!

How much does CAA MyPace cost?

There are no costs to sign up for CAA MyPace, including the mobile app and device you install in your vehicle. You will be required to pay a base premium (you can pay upfront or monthly) for the first 1,000 km.

CAA MyPace rates are based on the industry standard factors used by all insurers to determine your rates. These factors include your driving record, vehicle, driving experience, and how often you drive. This will determine your base premium, which you will only pay a portion of based on the distance you drive.

Drive less than 12,000 kilometres and save more with MyPace

CAA uses a sliding scale to determine your discount based on your driving distance. You can save money If you drive less than 12,000 kilometres per year. Here’s how it works:

Distance Driven	Potential Savings
1,000 km	Save up to 70%
2,000 km	Up to 60%
3,000 km	Up to 50%
4,000 km	Up to 40%
5,000 km	Up to 30%
6,000 km	Up to 25%
7,000 km	Up to 15%
8,000 km	Up to 5%
9,000 km	Up to 4%
10,000 km	Up to 3%
11,000 km	1%
12,000 km	No longer a savings benefit

CAA MyPace FAQs

Should I get CAA MyPace?

CAA MyPace is ideal for people who do not drive a lot. If you use less than 12,000 kilometres per year, then this is a program to consider. It's great for people who work remotely from home, have a home business, are retired, or live in the city and use public transportation to commute to work.

What coverage is included with CAA MyPace?

The type of protection you receive as part of your policy is the same as standard Ontario auto insurance plans. You will still have the option to customize your plan to meet your driving needs. Speak with our insurance experts to choose the best policy for you.

What is the CAA MyPace base rate?

All coverage under the MyPace program has a base rate. This is the amount you will pay to insure your vehicle while it’s not being driven. You have the option to pay for this base rate upfront or monthly. You will then only pay additional premiums each time you reach 1,000 kilometres.

Do all types of vehicles qualify for CAA MyPace?

Not all vehicles will qualify for the program. Some are not compatible with the device used to track your kilometres. Here are the vehicles that do not qualify:

All vehicles older than 1997
Diesel vehicles 2005 or older
Electric vehicles
Some models may be incompatible for unforeseen circumstances

These vehicles do not qualify because the device cannot be plugged into the vehicle.

Is CAA MyPace available in all provinces?

MyPace is not available in all provinces. It’s currently available in four provinces – Ontario, New Brunswick, Nova Scotia, and Prince Edward island.

Can I cancel MyPace at any time?

Yes. You can choose to opt out of the program at any time. Speak with your agent or broker to complete the cancellation process.

Can I use CAA MyPace and Connect at the same time?

No, you cannot combine MyPace with CAA Connect. You can only be part of one program. Consider which program is best for you based on your driving needs and potential savings.

Get CAA MyPace now

Don’t drive that much? Sign up for CAA MyPace today and save more for driving less. Contact our insurance experts today to see if this program is ideal for you.

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