Belleville Car Insurance | Get Cheap Auto Insurance

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Find better car insurance in Belleville

Shopping for car insurance in Belleville? Now is always a great time to review quotes and explore your policy options. Even though Belleville tends to have lower auto insurance rates than other areas in the province, you can still save more. Insurance providers change rates frequently, so comparing quotes is an excellent way to ensure you are paying the right amount.

At ThinkInsure, we can compare the best quotes for car insurance in Belleville from our large selection of insurers. Our advisors make sure you get personalized coverage designed just for your needs for a great price. Get started by comparing quotes online, or give us a call to save more on auto insurance in Bellville.

Top facts about car insurance in Belleville

Drivers in Belleville pay an average of $1,922 in premiums per year.
Rates are higher than the provincial average ($1,737) but by less than $200 annually.
Our insurance brokers can help you compare quotes and reduce your payments.

How to compare Belleville car insurance quotes

It's easy! Just complete the quick and easy steps to compare quotes from the top insurers.

1) Start your quote

Enter your postal code and some basic information.

2) Enter your driving details

Provide your driving and vehicle information.

3) Compare

Compare quotes from the leading companies.

Choose your policy

Choose the lowest rate. Confirm the details with our experts and buy your insurance.

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5 star car insurance in Belleville

Rated 4.7 out of 5 stars in 1463 Google reviews

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Kevin St Clair

2024-11-28

Betsy was a genuine pleasure to deal with considering the circumstances. Thanks again for all your help

Anthony Gomez

2024-11-27

Today, I want to take a moment to recognize Monica Chan, an exceptional insurance broker who has consistently gone above and beyond in her service to me. Monica's dedication to punctuality and consideration has been truly remarkable. She has always been prompt in responding to my inquiries and has never hesitated to offer her expertise and guidance. With Monica as my broker, I have never once felt worried about anything going wrong. Her proactive approach and attention to detail have provided me with peace of mind, knowing that my insurance needs are well-taken care of. Throughout our interactions, Monica has been incredibly helpful, patiently explaining complex insurance concepts and ensuring that I fully understand my coverage options. I wholeheartedly recommend Monica Chan to anyone seeking an insurance broker who genuinely cares about their clients' best interests. Her commitment to excellence and her willingness to go the extra mile make her an invaluable asset in the insurance industry.

Phyllis Baker

2024-11-20

Absolutely amazing service the broker Todd worked on my quote fast I recommend this company to anyone very professional I’m so glad I called them .. Thank you for your great work

Charles Cameron

2024-11-15

Betsy Bannon has been nothing short of amazing at helping us through the complex process of acquiring business insurance. She quickly understood our needs and expertly guided us to the right solution. From start to finish, she made us feel like her most important client which gave us the confidence that we were in great hands. We highly recommend Betsy!

Jermaine M

2024-11-05

I had a great experience with Patrick Vuong. He went above and beyond to help me update last minute changes to my policy in order to qualify for a government grant. Staying back late and coming in early the next day to help finishes the changes. Very kind and professional!

Mark Gaffney

2024-11-05

Betsy Bannon is a professional extremely friendly and knowledgeable and made my experience wonderful! Highly recommend her for any insurance needs. Mark Gaffney

fabian ward

2024-11-04

Great service! Prompt and very helpful! Thanks to Todd allan for really helping me out!

Stephen Mcfadden

2024-11-01

Great experience working with Sohel Rahman, appreciate his honest and can-do attitude. Highly recommend!

Mandatory and optional auto insurance in Belleville

The Government of Ontario sets auto insurance rules in Belleville. They oversee auto insurance in the province. All drivers are legally required to have automobile insurance in Ontario. You must have at least $200,000 in third-party liability. However, most people increase their policy limits and add more coverage.

Mandatory coverage for Belleville drivers

Third party liability: TPL provides coverage for you in case liability claims are made against you following an at-fault accident.
Statutory accident benefits: You will receive medical care for any injuries sustained in an accident, including coverage for attendant care, rehabilitation, and lost income.
Uninsured motorist: Get coverage for injuries caused by uninsured drivers or hit-and-run incidents.
Direct compensation property damage: As of January 1, 2024, DCPD will no longer be mandatory. OPCF 49 allows you to opt out of this coverage.

Optional coverage for Belleville drivers to consider

Optional coverage increases your protection. You can choose from plans including collision, comprehensive, specified perils, and all perils. You can also add policy endorsements to customize your plan further.

Collision insurance: You are covered for damage caused by accidents, including collisions with objects such as trees or street signs.
Comprehensive insurance: This type of insurance coverage protects you from losses due to non-driving incidents, such as theft and weather-related damage.
All perils insurance: This is a combination of comprehensive and collision coverage.
Specified perils insurance: Your policy covers the specific risks that are mentioned.

Latest Belleville auto insurance quotes

2024/11/26

Shopper in BELLEVILLE, ON
Vehicle: DODGE/RAM GRAND CARAVAN SXT 2012
GORE	$817
Aviva Journey	$924
Aviva	$1,026
Intact	$1,053
Savings from top 4 cheapest quotes	$236

2024/11/19

Shopper in BELLEVILLE, ON
Vehicle: KIA RIO5 LX 5DR 2018
Aviva Journey	$871
Aviva	$965
CAA My Pace	$965
CAA Connect	$972
Savings from top 4 cheapest quotes	$101

How much does car insurance in Belleville cost?

Drivers in Belleville can expect to pay about $1,922 annually, a few hundred dollars per year more than the provincial average. Compared to Toronto car insurance, you could pay at least $500 less annually. Speak with our experts today to compare quotes and get an accurate assessment of premiums for your unique situation.

Belleville auto insurance premiums compared to local cities nearby

Here’s a comparison of how residents in Belleville stack up with other cities for car insurance premiums:

City	Avg premium
Brighton	$ 2,181
Belleville	$ 1,922
Peterborough	$ 1,804
Kingston	$ 1,655
Cobourg	$ 1,061

***

How can I get cheap Belleville car insurance quotes?

Getting cheap car insurance in Belleville is simple. The keys are to work with a reliable professional and understand the factors that impact your fees. Use these tips:

Stay accident free: Driving safely and avoiding accidents is an easy way to keep your rates down. A couple of traffic tickets or an at-fault accident are key reasons for higher fees.
Increase your deductible: Increasing your deductible will lower the cost of your coverage. Choose an amount that works best for you.
Drive less: Driving less can qualify you for a low kilometre discount.
Pay your policy upfront: Paying your premiums in full will qualify you for a discount and you will save on administration fees.
Make a smart vehicle choice: Driving a common vehicle with a good safety rating is more affordable to insure.

Belleville driving tips and auto insurance

Even though it is a smaller town, several highways pass through the city. Highway 401 runs through the southern part of the city and highways 62 (North Front Street), 37 (Cannifton Road Parkway), and Highway 2 (Dundas Street) provide drivers with multiple routes to get around town.

Whether you live in the neighbourhood of East Belleville, West Belleville, Hillcrest, or Central West, these driving tips will help you stay safe and keep your car insurance rates down.

Use the highways: The highways running through the city make it easy to get across town and avoid traffic.
Use winter tires: Belleville is known to get significant snow during the winter months. Invest in snow tires to drive safely and qualify for a discount.
Watch out for military vehicles: Belleville is only 15 minutes from the Canadian Forces Base in Trenton.
Watch out for pedestrians during festival season: During the summer, the city is filled with festival-goers and tourists, especially downtown and along the waterfront.

Get better auto insurance in Belleville with ThinkInsure

Sign of Belleville, Ontario, Canada at East Zwick's Centennial Park

Our team of brokers will put your needs first. We’re your advocate. Our job is to help you save money and simplify the comparison process. With ThinkInsure you'll get:

Compare and save: Compare car insurance quotes from our large selection to the top companies like CAA, Aviva, Intact, Travelers, and many more. More options equal more opportunities to reduce costs.
Coverage for all types of drivers: We can get coverage for all kinds of drivers in various vehicles. Our experts can find you the coverage you need regardless of your driving record.
Customer service: Customer service is a top priority for us. Our insurance advisors will assist you with your insurance needs promptly and professionally.
Making insurance easy: Whether you need a quote for a new policy or renewal, need to make a claim, or want to change your coverage, our team has got you covered!

Belleville car insurance FAQs

What is the average monthly price for car insurance in Belleville?

Drivers in Belleville, much like in other northern cities in Ontario, typically pay less for auto insurance. You can pay approximately $200 more monthly for your policy than the provincial average. Rates may be more or less based on your specific driving situation. Get a quote today to see if you can save on coverage.

How do I get cheap car insurance in Belleville?

Getting cheap car insurance in Belleville is easier than most people think. Staying claims free, having a clean driving record, and regularly comparing quotes are all things that will help you get the lowest rates. You can save when you are diligent about comparing your options regularly.

What factors affect my auto insurance rates in Belleville?

Insurers use countless factors to decide your insurance rates. It’s important to be mindful of things that can alter your premiums, such as your deductible, coverage limits, vehicle type, how often you drive, the number of discounts you qualify for, and more. Insurance rates are set for individual drivers based on their unique driving situation.

When should I get a Belleville auto insurance quote?

Now is always a good time to get a quote for auto insurance in Belleville. The key is to compare quotes regularly. Getting a quote each time your policy is up for renewal is recommended. This allows you to reassess your coverage, see what other insurers have to offer, find the best quotes and save. You can get an online quote with ThinkInsure anytime.

Get a quote for car insurance in Belleville

Comparing quotes for car insurance in Belleville is easier than you think. We’ll help you find the best rates and coverage from the top insurance companies in Canada. Get started by comparing quotes online, or call us to find even more savings. The good thing is it only takes a couple of minutes!

Get Started

Sources

* Based on the difference between the average lowest premium and the overall average premium in Ontario for estimates completed from January 1 to March 31, 2023, for drivers with a clean driving record.

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Compare Belleville Car Insurance Quotes

Find cheaper rates for car insurance in Belleville and save $754*.

Compare Belleville car insurance quotes from the leading providers

Find better car insurance in Belleville

Top facts about car insurance in Belleville