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Find better car insurance in Belleville

Shopping for car insurance in Belleville? Now is always a great time to review quotes and explore your policy options. Even though Belleville tends to have lower auto insurance rates than other areas in the province, you can still save more. Insurance providers change rates frequently, so comparing quotes is an excellent way to ensure you are paying the right amount.

At ThinkInsure, we can compare the best quotes for car insurance in Belleville from our large selection of insurers. Our advisors make sure you get personalized coverage designed just for your needs for a great price. Get started by comparing quotes online, or give us a call to save more on auto insurance in Bellville.

Top facts about car insurance in Belleville

Drivers in Belleville pay an average of $1,922 in premiums per year.
Rates are higher than the provincial average ($1,737) but by less than $200 annually.
Our insurance brokers can help you compare quotes and reduce your payments.

How to compare Belleville car insurance quotes

It's easy! Just complete the quick and easy steps to compare quotes from the top insurers.

1) Start your quote

Enter your postal code and some basic information.

2) Enter your driving details

Provide your driving and vehicle information.

3) Compare

Compare quotes from the leading companies.

Choose your policy

Choose the lowest rate. Confirm the details with our experts and buy your insurance.

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5 star car insurance in Belleville

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steve jonkhans

2024-09-26

i used thinkinsure to navigate a complicated car insurance situation after my prior broker could not find me the insurance i required. Denise Snyder Phillips was my agent and she was extremely helpful, efficient and responsive. Highly recommend thinkinsure for your insurance needs and ask for Denise!

Carrie Crump

2024-09-24

Young man is super amazing and caring . Top top notch service !!! Very kind gentleman

DJ G

2024-09-24

I was shopping around for some new auto insurance rates as my current policy was ending soon and was looking for cheaper premiums. I called ThinkInsure, and Todd helped me with the process start to finish. Communication with him after my initial phone call was flawless through email, often replying right away during business hours. He was easy to ask questions and provided multiple quotes to me when I needed to make some changes. I ended up getting better coverage for a much lower premium compared to my current provider with ThinkInsure. Thanks Todd for the seamless experience and helping me get setup!

Philip Witteveen

2024-09-23

Denise is fantastic! She is so kind and patient and works hard to listen and provide you with the best insurance available to you. Denise also continues to look for the cheapest options for you that provides you with the top notch coverage. I would highly suggest connecting with Denise if you're looking for great insurance, good prices, and to work with someone that actually cares. 5 star plus!

Cassandra Brookes

2024-09-20

I had been in the market for new insurance for a while, not getting many great quotes and then I come to find Todd Allen through ThinkInsure and have only great things to say about my experience. Knowledgeable, honest, responsive and made insuring my vehicle a breeze. Within 4 emails back and forth, signing e documents and a final email to confirm I was set up and ready to go. Could not recommend his services enough! Thanks Todd !!

Ginny Sweet

2024-09-19

I was in a difficult situation trying to renew my insurance after my last company stopped providing insurance. Bailey made the whole process quick and easy. I had paperwork signed and documents to me within a few hours of our initial conversation. I am forever grateful

Durai samy Easwarakumar

2024-09-18

Todd Allen such a nice auto insurance advisor Doing a excellent service 👍buy the costumer’s satisfaction to get an cheaper code in the current market 😀

Jenniffer

2024-09-17

great service, sohel rahman was incredible helping us get the insurance we needed, thank you!

Mandatory and optional auto insurance in Belleville

The Government of Ontario sets auto insurance rules in Belleville. They oversee auto insurance in the province. All drivers are legally required to have automobile insurance in Ontario. You must have at least $200,000 in third-party liability. However, most people increase their policy limits and add more coverage.

Mandatory coverage for Belleville drivers

Third party liability: TPL provides coverage for you in case liability claims are made against you following an at-fault accident.
Statutory accident benefits: You will receive medical care for any injuries sustained in an accident, including coverage for attendant care, rehabilitation, and lost income.
Uninsured motorist: Get coverage for injuries caused by uninsured drivers or hit-and-run incidents.
Direct compensation property damage: As of January 1, 2024, DCPD will no longer be mandatory. OPCF 49 allows you to opt out of this coverage.

Optional coverage for Belleville drivers to consider

Optional coverage increases your protection. You can choose from plans including collision, comprehensive, specified perils, and all perils. You can also add policy endorsements to customize your plan further.

Collision insurance: You are covered for damage caused by accidents, including collisions with objects such as trees or street signs.
Comprehensive insurance: This type of insurance coverage protects you from losses due to non-driving incidents, such as theft and weather-related damage.
All perils insurance: This is a combination of comprehensive and collision coverage.
Specified perils insurance: Your policy covers the specific risks that are mentioned.

Latest Belleville auto insurance quotes

2024/11/19

Shopper in BELLEVILLE, ON
Vehicle: KIA RIO5 LX 5DR 2018
Aviva Journey	$871
Aviva	$965
CAA My Pace	$965
CAA Connect	$972
Savings from top 4 cheapest quotes	$101

2024/11/14

Shopper in BELLEVILLE, ON
Vehicle: FORD F150 XLT SUPERCREW 4WD 2019
Travelers	$2,499
CAA Connect	$2,510
CAA	$2,641
Chieftan	$2,664
Savings from top 4 cheapest quotes	$165

How much does car insurance in Belleville cost?

Drivers in Belleville can expect to pay about $1,922 annually, a few hundred dollars per year more than the provincial average. Compared to Toronto car insurance, you could pay at least $500 less annually. Speak with our experts today to compare quotes and get an accurate assessment of premiums for your unique situation.

Belleville auto insurance premiums compared to local cities nearby

Here’s a comparison of how residents in Belleville stack up with other cities for car insurance premiums:

City	Avg premium
Brighton	$ 2,181
Belleville	$ 1,922
Peterborough	$ 1,804
Kingston	$ 1,655
Cobourg	$ 1,061

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How can I get cheap Belleville car insurance quotes?

Getting cheap car insurance in Belleville is simple. The keys are to work with a reliable professional and understand the factors that impact your fees. Use these tips:

Stay accident free: Driving safely and avoiding accidents is an easy way to keep your rates down. A couple of traffic tickets or an at-fault accident are key reasons for higher fees.
Increase your deductible: Increasing your deductible will lower the cost of your coverage. Choose an amount that works best for you.
Drive less: Driving less can qualify you for a low kilometre discount.
Pay your policy upfront: Paying your premiums in full will qualify you for a discount and you will save on administration fees.
Make a smart vehicle choice: Driving a common vehicle with a good safety rating is more affordable to insure.

Belleville driving tips and auto insurance

Even though it is a smaller town, several highways pass through the city. Highway 401 runs through the southern part of the city and highways 62 (North Front Street), 37 (Cannifton Road Parkway), and Highway 2 (Dundas Street) provide drivers with multiple routes to get around town.

Whether you live in the neighbourhood of East Belleville, West Belleville, Hillcrest, or Central West, these driving tips will help you stay safe and keep your car insurance rates down.

Use the highways: The highways running through the city make it easy to get across town and avoid traffic.
Use winter tires: Belleville is known to get significant snow during the winter months. Invest in snow tires to drive safely and qualify for a discount.
Watch out for military vehicles: Belleville is only 15 minutes from the Canadian Forces Base in Trenton.
Watch out for pedestrians during festival season: During the summer, the city is filled with festival-goers and tourists, especially downtown and along the waterfront.

Get better auto insurance in Belleville with ThinkInsure

Sign of Belleville, Ontario, Canada at East Zwick's Centennial Park

Our team of brokers will put your needs first. We’re your advocate. Our job is to help you save money and simplify the comparison process. With ThinkInsure you'll get:

Compare and save: Compare car insurance quotes from our large selection to the top companies like CAA, Aviva, Intact, Travelers, and many more. More options equal more opportunities to reduce costs.
Coverage for all types of drivers: We can get coverage for all kinds of drivers in various vehicles. Our experts can find you the coverage you need regardless of your driving record.
Customer service: Customer service is a top priority for us. Our insurance advisors will assist you with your insurance needs promptly and professionally.
Making insurance easy: Whether you need a quote for a new policy or renewal, need to make a claim, or want to change your coverage, our team has got you covered!

Belleville car insurance FAQs

What is the average monthly price for car insurance in Belleville?

Drivers in Belleville, much like in other northern cities in Ontario, typically pay less for auto insurance. You can pay approximately $200 more monthly for your policy than the provincial average. Rates may be more or less based on your specific driving situation. Get a quote today to see if you can save on coverage.

How do I get cheap car insurance in Belleville?

Getting cheap car insurance in Belleville is easier than most people think. Staying claims free, having a clean driving record, and regularly comparing quotes are all things that will help you get the lowest rates. You can save when you are diligent about comparing your options regularly.

What factors affect my auto insurance rates in Belleville?

Insurers use countless factors to decide your insurance rates. It’s important to be mindful of things that can alter your premiums, such as your deductible, coverage limits, vehicle type, how often you drive, the number of discounts you qualify for, and more. Insurance rates are set for individual drivers based on their unique driving situation.

When should I get a Belleville auto insurance quote?

Now is always a good time to get a quote for auto insurance in Belleville. The key is to compare quotes regularly. Getting a quote each time your policy is up for renewal is recommended. This allows you to reassess your coverage, see what other insurers have to offer, find the best quotes and save. You can get an online quote with ThinkInsure anytime.

Get a quote for car insurance in Belleville

Comparing quotes for car insurance in Belleville is easier than you think. We’ll help you find the best rates and coverage from the top insurance companies in Canada. Get started by comparing quotes online, or call us to find even more savings. The good thing is it only takes a couple of minutes!

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Sources

* Based on the difference between the average lowest premium and the overall average premium in Ontario for estimates completed from January 1 to March 31, 2023, for drivers with a clean driving record.

Insurance Blog And News

Read our insurance blog to get helpful tips, information and news.

2024-11-20

Compare Belleville Car Insurance Quotes

Find cheaper rates for car insurance in Belleville and save $754*.

Compare Belleville car insurance quotes from the leading providers

Find better car insurance in Belleville

Top facts about car insurance in Belleville