Calgary Business Insurance

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Find The Best Calgary Business Liability Insurance

No business in Calgary should be without proper commercial insurance. Liability coverage protects you against most threats to your company. The right policy can play a big role in helping to solidify and sustain your operations for the long term. Safeguard your financial future by comparing business liability insurance quotes and choosing a custom policy.

The majority of large and small businesses in Calgary operate on tight budgets. They need protection against all risks and threats. An unforeseen event, claim or liability lawsuit could cause your operations to come to a sudden halt.

At ThinkInsure, we make getting Calgary business insurance simple, fast, and affordable. We know you’ve invested a lot into your business. We want to help you protect it. We'll compare quotes from the top insurers in Canada to help you save. Get your commercial insurance policy today.

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Rated 4.7 out of 5 stars in 1463 Google reviews

We help customers save more on insurance everyday!

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Kevin St Clair

2024-11-28

Betsy was a genuine pleasure to deal with considering the circumstances. Thanks again for all your help

Anthony Gomez

2024-11-27

Today, I want to take a moment to recognize Monica Chan, an exceptional insurance broker who has consistently gone above and beyond in her service to me. Monica's dedication to punctuality and consideration has been truly remarkable. She has always been prompt in responding to my inquiries and has never hesitated to offer her expertise and guidance. With Monica as my broker, I have never once felt worried about anything going wrong. Her proactive approach and attention to detail have provided me with peace of mind, knowing that my insurance needs are well-taken care of. Throughout our interactions, Monica has been incredibly helpful, patiently explaining complex insurance concepts and ensuring that I fully understand my coverage options. I wholeheartedly recommend Monica Chan to anyone seeking an insurance broker who genuinely cares about their clients' best interests. Her commitment to excellence and her willingness to go the extra mile make her an invaluable asset in the insurance industry.

Phyllis Baker

2024-11-20

Absolutely amazing service the broker Todd worked on my quote fast I recommend this company to anyone very professional I’m so glad I called them .. Thank you for your great work

Charles Cameron

2024-11-15

Betsy Bannon has been nothing short of amazing at helping us through the complex process of acquiring business insurance. She quickly understood our needs and expertly guided us to the right solution. From start to finish, she made us feel like her most important client which gave us the confidence that we were in great hands. We highly recommend Betsy!

Jermaine M

2024-11-05

I had a great experience with Patrick Vuong. He went above and beyond to help me update last minute changes to my policy in order to qualify for a government grant. Staying back late and coming in early the next day to help finishes the changes. Very kind and professional!

Mark Gaffney

2024-11-05

Betsy Bannon is a professional extremely friendly and knowledgeable and made my experience wonderful! Highly recommend her for any insurance needs. Mark Gaffney

fabian ward

2024-11-04

Great service! Prompt and very helpful! Thanks to Todd allan for really helping me out!

Stephen Mcfadden

2024-11-01

Great experience working with Sohel Rahman, appreciate his honest and can-do attitude. Highly recommend!

What Is Business Insurance In Calgary?

Business insurance, also called commercial insurance, is designed to meet the unique and ever-changing requirements of large and small businesses. It is flexible and offers a variety of options to protect a business against common threats, and liabilities. The coverage is designed to protect assets, property, and loss of income.

Why Do I Need Commercial Insurance In Calgary?

Running a business is inherent risky. Commercial insurance provides you with protection against common dangers associated with your business. Without it, an unforeseen event, lawsuit, theft, fire, or other situations could cause significant financial damage.

Commercial insurance gives you peace of mind in knowing you are protected, allowing you to focus on running day to day operations.

Protect Your Organization Business Liability Insurance In Calgary

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If you run a business, you are subject to a variety of liabilities. They include legal action, personal injury, unforeseen accidents, disasters, and even mistakes made by employees. A single lawsuit could significantly impact your livelihood.

We offer many types of business liability policies :

Commercial general liability insurance : Any claim against you puts you in danger. General liability insurance provides covers you for injury or property damage as well as legal costs.
Professional liability insurance : It will protect you against negligent practice claims and lawsuits. Liability coverage is most common for medical professionals and those in the healthcare field. It can also be beneficial for consultants, legal professionals, finance professionals, engineers, and many other professions.
Cyber liability insurance: Data breaches, viruses, security breaches and online attacks are increasing. Are you covered? Anyone is susceptible to cybercrime. Cyber liability helps mitigate dangers. It helps your business recover from a cyber-attack. This includes covering losses, investigation fees, and lawsuits stemming from the breach.

How Much Does Business Insurance Cost In Calgary?

Business insurance costs can vary greatly. Policies are often customized to meet a business’s unique needs. Basic plans start at about $300 per year and can go up to $1,500 or more per year for standard businesses.

Your policy depends on your business type, the amount of coverage, products and services rendered, your location, industry, and perils that are specific to your type of business. The best way to estimate commercial insurance is to get a quote and check out your options.

Best Ways To Get Cheaper Business Insurance In Calgary

The cost of insurance is a big consideration for business owners. We also know your time is limited. Our experts can help you assess options and get affordable rates. Here are some tips to save on business insurance :

Understand the dangers to your operations : Your size, location, industry, number of employees, and the products and services you offer all impact your exposure to threats. Understand your exposure so you can choose the right insurance protection for your business.
Shop around before renewing your policy : Policy renewal time is your opportunity to reassess your needs, explore quotes, and shop around to save money.
Get quotes : Our experts have access to a variety of insurance options from many different insurers. Having options will save you money and ensure you find the best solution to meet your unique requirements.
Update your policy as your business changes : Your insurance requirements will change over time. Make sure to reassess when changes are made in your business.

How To Get Calgary Commercial Insurance

Tell us about your commercial insurance needs. Our advisors will find you the best coverage to protect your business no matter how small or large it is.

Provide your company details

Tell us about your business and operations.

We’ll shop for the cheapest quote

We’ll compare quotes from the top providers in the country.

Select the best rate and get insured

Choose the lowest price and save on your commercial insurance policy.

Commercial Insurance Solutions for All Calgary Businesses

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Calgary has the second highest number of small businesses per capita of all major cities in the country at a rate of 37.1 per 1,000 population. 95% of businesses in the community are small. It is the driving force behind the city’s local economy.

A major component of sustaining your operations is to protect it with the right commercial insurance plan. No company is free from risk.

There are close to 60,000 small businesses in the region. This number is on the rise. 66% of these have between 1-4 employees. The city has one of the highest rates of self-employed per capita. There are a lot of start-ups, home-based businesses, and sole proprietorships.

There are three top industries that make up many of the small businesses in Calgary. They are technical services (21.6%), construction (12.2%), and retail (8.1%).

Are you new to the Calgary business scene? Considering starting a business, are self-employed, or run an online business? One thing you should have to start is a strong policy. We can help you find the right combination of business insurance.

Calgary Business Insurance FAQs

Who Has The Cheapest Business Insurance In Calgary?

There isn’t one specific insurer with the cheapest rates. Providers offer different types of business insurance solutions. Premiums vary based on your industry and many other factors. Comparing solutions is the most effective way to find the cheapest business insurance.

Do I Need Insurance For My Small Business In Calgary?

Yes! Small business insurance in Calgary is important. This includes home based business, micro business, start up or sole proprietorships. Small business insurance will protect you from threats and liabilities.

How Does General Liability Insurance Protect My Calgary Business?

General liability insurance protects your business from a variety of claims against your business. The most common include property damage, personal injury, and other situations where you could be found legally liable.

What Types Of Businesses Should Have Liability Insurance In Calgary?

All organizations should have liability insurance. This reduces your vulnerability if there is a personal injury or property damage claim against your organization.

Get A Free Calgary Business Insurance Quote

Our advisors are ready to help you save on Calgary business insurance. Compare commercial insurance quotes from the top insurers in Canada and get the best coverage for your business. Call 1-855-550-5515 or request a quote for free online.

Get quotes for Calgary commercial insurance from the top insurers in Canada and protect your small business.