Alberta Business Insurance

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Find The Best Alberta Business Liability Insurance

Alberta business insurance is a vital part of your strategic planning. Protecting your company from risk is a must. If you operate a large or small business in Alberta, you need liability insurance for protection again common liabilities, threats, loss, and unforeseen events.

Alberta is one of the largest economies in the country. There are thousands of businesses. Each one has a common goal – to protect their investment.

Do you have enough coverage? Is it time to renew your policy? ThinkInsure makes getting commercial insurance quotes quick and easy.

Compare quotes from the leading insurers in Canada to find the best commercial insurance. We make sure your business is protected properly and help you save with affordable rates

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steve jonkhans

2024-09-26

i used thinkinsure to navigate a complicated car insurance situation after my prior broker could not find me the insurance i required. Denise Snyder Phillips was my agent and she was extremely helpful, efficient and responsive. Highly recommend thinkinsure for your insurance needs and ask for Denise!

Carrie Crump

2024-09-24

Young man is super amazing and caring . Top top notch service !!! Very kind gentleman

DJ G

2024-09-24

I was shopping around for some new auto insurance rates as my current policy was ending soon and was looking for cheaper premiums. I called ThinkInsure, and Todd helped me with the process start to finish. Communication with him after my initial phone call was flawless through email, often replying right away during business hours. He was easy to ask questions and provided multiple quotes to me when I needed to make some changes. I ended up getting better coverage for a much lower premium compared to my current provider with ThinkInsure. Thanks Todd for the seamless experience and helping me get setup!

Philip Witteveen

2024-09-23

Denise is fantastic! She is so kind and patient and works hard to listen and provide you with the best insurance available to you. Denise also continues to look for the cheapest options for you that provides you with the top notch coverage. I would highly suggest connecting with Denise if you're looking for great insurance, good prices, and to work with someone that actually cares. 5 star plus!

Cassandra Brookes

2024-09-20

I had been in the market for new insurance for a while, not getting many great quotes and then I come to find Todd Allen through ThinkInsure and have only great things to say about my experience. Knowledgeable, honest, responsive and made insuring my vehicle a breeze. Within 4 emails back and forth, signing e documents and a final email to confirm I was set up and ready to go. Could not recommend his services enough! Thanks Todd !!

Ginny Sweet

2024-09-19

I was in a difficult situation trying to renew my insurance after my last company stopped providing insurance. Bailey made the whole process quick and easy. I had paperwork signed and documents to me within a few hours of our initial conversation. I am forever grateful

Durai samy Easwarakumar

2024-09-18

Todd Allen such a nice auto insurance advisor Doing a excellent service 👍buy the costumer’s satisfaction to get an cheaper code in the current market 😀

Jenniffer

2024-09-17

great service, sohel rahman was incredible helping us get the insurance we needed, thank you!

Does My Alberta Business Need Commercial Insurance?

All companies in Alberta should have insurance. Without insurance an unforeseen event, fire, water damage, theft, or accident could shut down operations.

All organizations have risk factors. Insurance protects your business from these perils. A strong commercial insurance policy ensures you are protected and can sustain a loss, recover from a claim, and overcome legal liability issues.

We can help you get protection for liability claims, property and auto damage, theft and vandalism, employee errors, unforeseen events, and many other perils.

What Does Business Liability Insurance Cover In Alberta?

Business liability insurance can refer to several forms of protection. It can come in a number of policy types. Some options include :

Commercial general liability insurance : Get protected from claims and lawsuits. Get protection for personal injury allegations, property damage, legal fees and more.
Professional liability insurance : Make sure you have protection against lawsuits and negligence allegations made against your business.
Cyber liability insurance : Protect your business against online threats, data breaches, viruses, and cybercrime.

Commercial Insurance For All Types Of Alberta Businesses

Our experts specialize in helping businesses find commercial insurance solutions that make sense and protect against risk. Opening your doors for the first time? Comparing insurance options before you renew your policy? Do you have questions? We get help you get affordable business insurance for :

Start-ups
Ecommerce websites
Micro businesses
Sole proprietorships
All other types of SMBs

How Much Does Business Insurance In Alberta Cost?

Business insurance costs can vary significantly. Your risk exposure, amount of insurance purchased, type of insurance products, location and many additional factors impact cost.

Plans can start as low as $25 per month for basic coverage. But most businesses require more than basic protection to minimize threats. Premiums range from $300 to $1500 or more per year. Here are the top factors that affect premiums :

Industry and inherent perils of that industry
Product and service offerings
Your address and number of locations
Business size, age, and number of employees
Annual revenue

The most effective way to understand business insurance prices is to get quotes from multiple insurers. Our experts can help you assess commercial insurance options and choose the best coverage for your business.

Ways To Save On Business Insurance In Alberta

Operating a business can be expensive. Naturally, owners want to get cheaper insurance. Our insurance experts can help you do this by comparing quotes.

However, it is also important to note that paying less may not always be best. Always consider the value you are receiving when comparing business insurance. Lower costs could mean less protection.

You can get more affordable business insurance by regularly checking your insurance options, knowing the threats to your business, keeping your plan up to date, and adjusting your policy as your requirements change over time.

How To Get Alberta Commercial Insurance

Answer a few questions and tell us about your commercial insurance needs. Our advisors will find you the best coverage to protect your business no matter the size or industry.

Provide your company details

Tell us about your business and operations.

We’ll shop for the cheapest quote

We’ll compare quotes from the top providers in the country.

Select the best rate and get insured

Choose the lowest price and save on your commercial insurance policy

Business Insurance For Alberta’s Unique Economy

Alberta is home to a unique array of companies like no other in the country. Each has specific insurance requirements.

The province is the leader in Canada for economic growth over the past 20 years. It is known for its oil and gas industry, which makes up about 17% of the provinces GDP.

However, the province is also a leader in construction, real estate, commerce services, finance, tourism, arts, and culture. These industries are experiencing strong growth.

The province has more than 165,000 small businesses in the province. This makes up about 98% of all businesses in the province. Small business creates more than 1 million jobs in the province. Close to 20% of Albertans (18-64) are part of a start-up at some point.

With the economy continuing to make strides forward, owners need to protect their investment with business insurance. Regardless of your size or industry, our experts will help you select a custom solution that mitigates common threats to your operation.

Alberta Business Insurance FAQs

Why Do You Need Small Business Insurance In Alberta?

Small businesses inherently have exposure to risk. You can reduce these and get protection by investing in business insurance. Knowing you are covered will give you peace of mind and allow you to focus your efforts on operations.

What Insurance Should An Alberta Business Have?

At the very minimum, your business should have liability insurance. Additional coverage will depend on your operation type, industry, and operational needs. Speak with our insurance experts. Assess your situation and ensure you get the right coverage to ensure you’re protected.

Do I Need General Liability Insurance In For My Business Alberta?

It is highly recommended for you to have commercial general liability insurance. This is a minimum need for all types of companies. It offers protection against liability allegations, lawsuits, injuries to third parties and more.

Is Insurance For Small Business In Alberta Mandatory?

There is no legal requirement to have business insurance in Alberta to operate a business. But it is highly recommended. Without insurance you have expose to significant threats. One loss event or lawsuit could shut down your business.

How Much Business Insurance Do I Require In Alberta?

The level of protection you require depends on your company. Some only require minimal amounts of coverage while others require custom plans to protect the multiple facets of their organization. Generally, the larger the company, the more insurance you’ll require.

Get A Free Alberta Business Insurance Quote

Our advisors are ready to help you find the best Alberta business insurance coverage. Compare commercial insurance quotes from the top insurers in Canada and save more. Call 1-855-550-5515 or request a quote for free online.

Get quotes for Alberta commercial insurance from the top insurers in Canada and protect your small business.