Kayla-Jane Barrie | ThinkInsure

Articles by Kayla Jane Barrie

Mar 31, 2025 3 min

Understanding The First Home Savings Account (FHSA)

Learn how the First-Home Savings Account (FHSA) in Ontario can help you save for your first home with tax-free advantages. Here you’ll learn about eligibility, contribution limits, and withdrawal rules.

Buying and Selling Your Home

solar panels on a house for energy efficiency

Mar 20, 2025 4 min

Energy Efficiency Programs For Ontario Homeowners

Discover the various energy efficiency programs to help Ontario homeowners improve their home's energy performance and save on energy costs.

Protect Your Home Home Maintenance Home Coverage

Mar 18, 2025 3 min

Does Home Insurance Cover Foundation Repairs?

Wondering if your home insurance covers foundation damage? Learn about the factors that impact coverage, get real-life examples, and tips for filing a claim.

Homeowners Claims Home Maintenance Home Coverage

Rural road with many potholes filled with water

Mar 18, 2025 4 min

Is Pothole Damage To My Vehicle Covered By Insurance?

Has your vehicle been damaged by hitting a pothole? Find out if your insurance will cover the damage. Learn about tips to avoid potholes.

Repairs and Maintenance Auto Coverage

Mar 5, 2025 4 min

Spring Home Maintenance Tips

We’ve put together the ultimate spring house maintenance checklist to help you get your home ready for the warm weather.

Seasonal Home Home Maintenance

Mar 4, 2025 5 min

Is Road Rage Heating Up in Canada?

We’ve all been there – the feeling of rage building up when we get stuck in traffic, are running late or get cut off by another driver. That feeling is road rage, and it’s a common occurrence today.

Tips and Advice Driving Tips

Mar 2, 2025 4 min

Spring Driving Safety Tips

Stay alert on the roads during warming weather (and changing clocks) with these spring forward driving safety tips.

Driving Tips

First time home buyers sitting inside house

Feb 26, 2025 5 min

First Time Home Buyer Incentive

Explore the 2025 update on Ontario's First-Time Home Buyer Incentive (FTHBI). Learn about its discontinuation, alternative options like HBP and FHSA, and key financial tools for first-time homebuyers.

Tips and Advice Buying and Selling Your Home

white sports car parked outside rustic brown house

Feb 19, 2025 3 min

Using A Different Address For Insurance

Learn the legal ramifications of listing a different address on your car insurance. We explain when it's acceptable and when it could lead to serious consequences.

FAQs Tips and Advice Driving Tips Licence Auto Coverage

grey car with bumper damage from a hit and run accident

Feb 12, 2025 3 min

Failure To Remain At The Scene Of A Car Accident in Ontario

Leaving the scene of an accident in Ontario? Discover the hefty fines, dramatic insurance increases, and potential criminal charges you face. We explain the law and your options.

Auto Coverage

Jan 20, 2025 4 min

Car Accident Insurance Scams

Protect yourself from being a victim of insurance scams! Learn about auto insurance scams, explain who car insurance scammers are, outline common car insurance claims scams, and provide important tips for how to avoid becoming a victim of an insurance scam.

Auto Claims Driving Tips Tips and Advice Auto Theft and Security

Jan 16, 2025 2 min

Collision Reporting Thresholds Increase in Ontario

Ontario has increased the vehicle accident reporting threshold to $5,000 – here’s how it can impact the claims process.

News Auto Coverage

man filling out car insurance application

Jan 13, 2025 5 min

Lying On Insurance : Consequences If You Lie To Your Insurer

Lying to your insurance company can cost you - fines, claim denial, and even jail time. Learn what happens if you lie to your insurance company.

Auto Coverage

Jan 12, 2025 2 min

Insurance Fraud In Ontario Is Costing Drivers

Insurance fraud cases, the cost of accident injury claims, and abuse of the system all contribute to rising policy costs. Drivers need to be aware of the signs of fraud and the common types.

Reports and Guides Auto Coverage

Jan 9, 2025 3 min

Does Insurance Cover Weather Damage To A Car?

Extreme weather events are on the rise. Are you covered for the damage to your vehicle? Learn about the types of insurance that protects your vehicles against weather events.

Repairs and Maintenance Auto Coverage

Roof damage from tree falling on roof home insurance claim

Jan 8, 2025 5 min

What You Need To Know About Home Insurance Claims

Filing a home insurance claim? Get answers to common questions about how it works, what to expect, and get expert advice for managing the process.

Home Coverage Homeowners Claims

Man taking photos of car damage from an accident

Jan 5, 2025 8 min

Reporting An Accident In Ontario

So you’ve had a car accident. Now what? Find out what to do when a car accident happens in Ontario. Learn what to report to the police and insurance.

Accidents Auto Claims

Women calling the accident reporting centre after an accident

Jan 3, 2025 4 min

Collision Reporting Centre 101 And Reporting A Collision

If you get into a car accident, you will likely need to visit a collision reporting centre in Ontario. Find reporting centres in GTA and learn about the collision reporting process.

Driving Tips

Dec 13, 2024 3 min

Best Tips For Driving In Fog

If you need to drive in heavy fog, using safe driving techniques can limit the chance of an accident. Here’s how you can drive safely in fog.

Driving Tips

Dec 3, 2024 5 min

Christmas Holiday Safety Tips For 2024

The holiday season is a busy time. As you wrap things up at work, decorate your home, navigate snowy roads, and shop for the perfect gift, it’s important to take safety into consideration. Check out our collection of winter holiday safety tips.

Protect Your Home Seasonal Home

Nov 29, 2024 3 min

Pay-As-You-Go Insurance In Canada

Learn about pay-as-you-go insurance in Canada. Find out the costs, how it works, who it’s for and if it is available in your area.

Auto Coverage

Road sign saying beware uninsured drivers

Nov 27, 2024 4 min

Driving Without Insurance In Ontario

Driving without insurance in Ontario is not worth the risk. Learn about the most common questions about driving without coverage, fines, penalties, consequences and the potential impact on your policy.

Auto Coverage

male using his phone to take a photo of a car accident with uninsured driver

Nov 26, 2024 3 min

Uninsured Motorist Protection

Uninsured motorist coverage in Ontario provides protection if you’re involved in an accident with an uninsured or underinsured driver. Learn about policy limits and options.

Auto Coverage

man driving car with women in passenger seat

Nov 20, 2024 3 min

Occasional Driver Insurance In Ontario

Need to add a secondary driver to your Ontario car insurance? Learn the rules for occasional driver coverage, the difference between primary and secondary drivers, and how to get the best rates.

Auto Coverage

Nov 18, 2024 3 min

Tiny Home Insurance in Canada

Can tiny homes be insured? This guide answers common questions about insuring a tiny home in Canada.

Home Coverage

Nov 14, 2024 4 min

Canadian Winter Driving Safety Tips

Drive safe this winter! Check out these tips for driving in snowy and icy conditions in Canada. Get other helpful info and FAQs on winter driving.

Driving Tips

Nov 13, 2024 4 min

Non-owner Car Insurance in Canada

Understand non-owner car insurance in Canada, including its coverage, cost, and how it benefits drivers who use vehicles they don’t own.

Auto Coverage

Nov 6, 2024 4 min

Car Safety Features: Which Ones Top The List?

Car safety features are an important consideration. Are car safety features worth it? Check out our vehicle safety feature list. Learn if they help you save on insurance.

Driving Tips Buy and Sell Vehicles

Nov 4, 2024 3 min

Getting A Car Safety Inspection And Certificate In Ontario

When do you need a safety standards certificate in Ontario? Learn about the car safety inspection process, where to get one, and costs.

Driving Tips

Oct 30, 2024 5 min

What Are The Safest Cars To Drive In Canada?

Check out the list of safest cars in Canada and the top safety picks from IIHS. Driving a safe car will help keep you safe and save on auto insurance.

Buy and Sell Vehicles Repairs and Maintenance

Oct 28, 2024 3 min

Does Insurance Cover Car Vandalism?

If your car is vandalized, will insurance help cover repair costs? Learn all about the specific type of coverage you’ll need to cover vandalism.

Auto Coverage

Oct 21, 2024 5 min

Insurance for Rebuilt Title Cars in Ontario

Wondering about salvage and rebuilt title cars in Ontario? Learn how coverage differs and how it influences insurance options.

Auto Coverage

Oct 17, 2024 3 min

Gas Leaks and Insurance

Are you covered if you have a gas leak in your home? We discuss insurance coverage, what it might not cover, and how to detect gas leaks.

Home Coverage Homeowners Claims

Oct 16, 2024 6 min

Ultimate Guide To Winter Tires In Canada

Harsh and slippery driving conditions make winter tires in Canada a must. Yet many drivers still don’t use them. Learn about the best Canadian winter tires for 2024-2025 with buying tips and benefits.

Repairs and Maintenance

Oct 15, 2024 4 min

Best Driving Tips For Autumn

Changing weather and light conditions can make driving hazardous in autumn. In this article, we’ve put together the top fall driving tips to help keep you and those you share the road with safe.

Driving Tips

Oct 10, 2024 4 min

Home Oil Heating Tanks and Insurance

Oil tanks and your insurance as a homeowner: What you need to know about coverage, exclusions, and home protection.

Home Coverage

Oct 4, 2024 3 min

Ontario Seatbelt Laws

Find out how much you could be fined for seatbelt violations in Ontario and explore practical tips to stay safe while driving.

Driving Tips

Oct 3, 2024 2 min

Can A Seatbelt Ticket Affect Insurance?

Find out if a seatbelt ticket will raise your car insurance rates and how insurers view seatbelt violations.

Tickets

Frustrated woman looking at damage on her car from a hit and run

Sep 30, 2024 4 min

Does Your Insurance Cover A Hit And Run?

Do you have hit and run insurance? Not sure? Learn about hit and run insurance and how it works if you’re a victim.

Auto Coverage

hand shifting manual transmission in vehicle

Sep 24, 2024 3 min

Insurance and Transmission Damage

Learn about how auto insurance covers transmission damage, explore extended warranties and mechanical breakdown insurance, and get helpful transmission maintenance tips.

Repairs and Maintenance Auto Coverage

couple wearing grey clothes moving into an apartment

Sep 17, 2024 4 min

Apartment Inspection Checklist

Make the most of your apartment viewing with these expert tips on what to ask, check, and bring as a renter.

Tenant

Sep 12, 2024 3 min

Insurance Surcharges for High Theft Vehicles

Have you noticed a surcharge on your insurance? Certain vehicle rates could increase by up to $1,500 unless you take preventative measures to reduce theft. Learn more about insurance surcharges in this blog.

News Auto Coverage Auto Theft and Security

couple looking at credit score documents

Aug 30, 2024 3 min

Credit Scores And Your Insurance

Discover the link between your credit score and car insurance in Canada. Learn how your financial history influences your rates and strategies to improve your score for costs.

FAQs Auto Coverage

Aug 21, 2024 2 min

Stop Sign Tickets and Insurance Impact

Stop sign tickets in Ontario can lead to higher insurance costs. Find out how to navigate these challenges and protect your rates.

Tickets

Aug 16, 2024 4 min

Protect Your Vehicle from Theft with the Tag Tracking System

The Tag car tracking system is a proven solution to protect your vehicle from being stolen. Here’s how it works, where to get one, and if your insurance provider will help offset the costs.

Auto Theft and Security

Aug 15, 2024 4 min

What Are The Best Anti-Theft Devices for Cars?

Are you looking for ways to prevent vehicle theft? Learn how anti-theft devices can help lower your rates and deter thieves from targeting your car.

News Auto Coverage Auto Theft and Security

car airbags deployed after single car accident

Aug 9, 2024 5 min

Do Single Vehicle Accidents Affect Insurance?

Learn about single vehicle accidents and their impact on your insurance. Find out the most common causes for single vehicle collisions and examples.

Accidents Auto Claims

Jul 25, 2024 5 min

Driver’s Licence Renewal in Ontario

Is it time to renew your driver’s licence in Ontario? Learn about how to renew your driver's licence online, how much it costs, and get answers to common questions about the process in 2023.

Licence

broker showing couple insurance declaration documents

Jul 24, 2024 3 min

What Is An Insurance Declaration Page?

Read our guide to understanding an insurance declaration page. Learn what it covers, why it's important, and how to read it to ensure proper coverage.

Auto Coverage Home Coverage Business Coverage

Jul 19, 2024 4 min

T-Bone Accidents and Insurance Impact

Who is at fault for a t-bone accident? What will insurance cover? Find out how t-bone accidents happen and why you may be at-fault for it.

Auto Coverage

Jul 18, 2024 4 min

Understanding The Car Insurance Claims Process

Thinking of filing a car insurance claim? Want to learn more about the process? Get tips and answers to common questions about auto claims.

Auto Coverage

Pet damage by a dog surrounded by pillow fluff

Jul 9, 2024 3 min

Pet Damage and Insurance

Our furry family members can sometimes get into trouble by causing damage to property – could insurance help with costs? Find out how pet damage and insurance works.

Tenant Protect Your Home Home Coverage

Jul 4, 2024 4 min

How Dog Ownership Impacts Insurance Rates

Did you know having a dog can impact your property insurance? Some breeds are banned by insurers and you may need additional coverage. Learn more about how dogs can impact insurance.

Protect Your Home Tenant Home Coverage

business meeting with two men and one woman at an office

Jun 28, 2024 3 min

A Guide For Business Insurance Renewal

Is it time to renew your business insurance policy? Read our guide to learn how to renew insurance for your commercial business. You'll learn about what you need to have prepared, what the process looks like, and what causes your policy to not be renewed.

Protect Your Business Business Coverage

Jun 20, 2024 4 min

Rental Car Insurance In Canada

Do you need to buy rental car insurance? Learn about the types of coverage for vehicles, your options, and get answers to FAQs.

Auto Coverage

Jun 19, 2024 3 min

Sideswipe Accidents: Causes & Insurance Impact

Confused about what to do after a sideswipe car accident? Learn about the causes, insurance considerations, and expert tips for navigating the aftermath effectively.

Accidents

man calling insurance company after car accident

Jun 13, 2024 4 min

Accident Forgiveness in Ontario

Accident forgiveness car insurance is increasingly common today, and it is a feature offered by many companies in Ontario. Here's what you need to know about before signing up, and how to qualify.

Auto Coverage

Jun 10, 2024 4 min

No-Fault Insurance And How It Works In Ontario

Are you confused about the meaning of no-fault insurance? In this blog, we’ll explain how it works and answer common questions drivers ask.

Auto Coverage

Asian woman looking at damage from a car accident on a grey car

Jun 3, 2024 5 min

Types Of At-fault Accidents In Ontario

What factors determine who is at-fault in an accident in Ontario? Get your questions about what defines at-fault and how to prevent being at-fault for an accident.

Accidents

damaged black and grey cars parked beside each other

May 30, 2024 3 min

Here's How An At-fault Accident Can Impact Your Insurance

Did you get into an at-fault car accident in Ontario? Learn about at-fault accidents, how insurance companies determine fault, and how it can impact your automobile coverage.

Auto Coverage

May 29, 2024 5 min

Car Loan Interest Rates in Canada

Calculating your car loan interest rate is a crucial step in purchasing a vehicle in Canada. Here’s a look at the 2024 rates and how your credit score can impact a car loan.

Buy and Sell Vehicles

May 15, 2024 3 min

Types of Hybrid Vehicles

What are the differences between a hybrid, a plug-in hybrid, and a mild hybrid? Get the answers to the most common differences between hybrid types.

Buy and Sell Vehicles Electric

couple buying a red certified pre-owned car

May 14, 2024 4 min

Certified Pre-Owned Cars (CPO)

Buying a Certified Pre-Owned car may be the solution to finding a new-used car on a budget. Explore the benefits, certification process, and where to buy a CPO vehicle.

Buy and Sell Vehicles

May 8, 2024 2 min

Best Used Cars To Buy In Canada 2025

Looking for the top used cars to buy in Canada in 2025? Check out our guide to jumpstart your search for an affordable and reliable used car

Buy and Sell Vehicles

May 7, 2024 3 min

Buying a Hybrid: Pros & Cons

What are the pros and cons of buying a hybrid in Canada? This guide will help you decide if a hybrid vehicle is worth buying instead of a gas car.

Buy and Sell Vehicles Electric

May 6, 2024 10 min

Used Car Buying Guide

Are you thinking about buying a used car? Check out our helpful guide filled with advice on how to buy a used car, the advantages, and what to consider when it comes to your budget.

Buy and Sell Vehicles

contractors talking to family outside a home being built

May 3, 2024 3 min

Certificate of Insurance (COI)

Businesses need to know what a Certificate of Insurance in Ontario is and how to obtain one. Get the details here.

Protect Your Business Business Coverage

May 1, 2024 3 min

Stop For School Buses – It’s The Law

Drivers who fail to stop for a school bus displaying its red lights or stop sign can be fined. Follow these tips to keep students safe.

Driving Tips

Apr 29, 2024 4 min

Hybrid Vehicle Maintenance Tips

Do hybrids cost more to maintain and repair? This blog shares insights into what you can expect with hybrid vehicle maintenance.

Repairs and Maintenance Electric

Apr 25, 2024 3 min

Cheapest Hybrid Cars in Canada

Ready to join the green fleet? Gather your facts for the cheapest hybrid cars in Canada for 2024 and the 11 best tips to consider when buying a hybrid car, truck, or SUV.

Buy and Sell Vehicles Electric

sign displaying 20/km in community safety zones

Apr 16, 2024 3 min

Community Safety Zones in Ontario

Learn about the multifaceted approach to road safety within community safety zones in Ontario. Understanding community safety zone rules, fines, and insurance impact.

Driving Tips

Apr 15, 2024 2 min

Ontario Speeding Tickets Increase Insurance

Are you aware of how speeding tickets affect your car insurance? Here, we outline how speeding tickets can impact your policy.

Auto Coverage

man wearing suit is distracted by changing radio stations inside car

Apr 10, 2024 2 min

Will Distracted Driving Increase Your Insurance Premiums?

Learn about the hidden costs of distracted driving in Ontario. Discover how a moment of distraction behind the wheel can have significant financial consequences and impact your insurance.

Driving Tips Auto Coverage

officer giving speeding ticket to driver

Apr 9, 2024 2 min

Ontario Speeding Ticket Fines 2025

Did you forget to put the brakes on and have a speeding ticket? Here’s what you need to know about speeding fines, laws, and how to pay.

Auto Coverage

woman driving careless while on phone driving

Apr 8, 2024 1 min

Careless Driving Impact on Insurance

Are you wondering how much a careless driving ticket will affect your insurance in Ontario? Get our questions answered and learn how much you may see your rate go up.

Auto Coverage

Apr 5, 2024 3 min

Careless Driving Charges In Ontario

Got a careless driving ticket in Ontario? Here’s everything you need to know about careless driving charges, fines, and penalties.

Auto Coverage

Apr 4, 2024 7 min

Ontario Distracted Driving Laws, Fines And FAQs

Distracted driving is now the leading cause of death on our roadways. It’s a serious but preventable issue. Learn about Ontario's distracted driving laws, fines, and penalties.

Tickets Driving Tips

Apr 3, 2024 3 min

How To Avoid Hydroplaning

You may not have control over the rain, but you can control how you handle hydroplaning (aquaplaning). Here’s how hydroplaning can happen and what to do to prevent it.

Driving Tips

Apr 1, 2024 3 min

How To Drive In The Rain

Our experts offer 25 safety tips for driving in the rain. You’ll discover the best lights to use, what speed limit to follow, how to drive safe when it’s raining.

Driving Tips

illustration of a red car and drivers history report

Mar 29, 2024 7 min

Driver Abstract And Ontario Driving Record

An Ontario driver’s abstract is an important document that outlines your driving record and history.This blog post outlines everything you need to know about driver’s abstracts in Ontario.

Auto Coverage

Mar 27, 2024 4 min

Ontario Parking Tickets

Learn more about the most common parking tickets and how to pay parking tickets at your local municipality.

Auto Coverage

Mar 25, 2024 2 min

How Much Does Stunt Driving Insurance Impact in Ontario?

Stunt driving can increase your insurance costs. Find out why you may see an impact, how much, and if you need to tell your insurer about it.

Auto Coverage

Mar 25, 2024 2 min

School Zone Speed Limits And Fines

Did you know your insurance can increase if you are caught speeding in a school zone? Here’s what can happen if you are fined for breaking rules in a school zone.

Driving Tips

illustration of why you should not use winter tires in the summer

Mar 21, 2024 3 min

Winter Tires In Summer: Should I Use Them?

Should you use winter tires in summer? Using winter tires in summer is not a good idea. Learn about the risks of driving with winter tires in summer.

Repairs and Maintenance Driving Tips Auto Coverage

Mar 20, 2024 4 min

Solar Panels and Insurance

Will installing solar panels increase your insurance? Find out how solar panels in Canada can help you transition toward greener energy and keep your rates low.

Home Maintenance Home Coverage Protect Your Home

Mar 18, 2024 5 min

Pools And Insurance: What You Need To Know If You Have A Swimming Pool

Buying a home with a pool? Installing a pool? Learn about how swimming pools will affect your coverage and costs.

Protect Your Home Seasonal Home Home Coverage

Mar 15, 2024 3 min

Auto Theft In Canada Is A National Crisis

The 2024 National Summit on Combating Auto Theft was held to address the increasing cases of auto theft in Canada, including the exportation of stolen vehicles through our borders.

News Auto Theft and Security

An orange car doing a burnout and stunt driving

Mar 12, 2024 5 min

Stunt Driving In Ontario

Learn what is considered stunt driving, or street racing, in Ontario and the new rules introduced if you are caught.

Auto Coverage

Mar 9, 2024 2 min

Do Parking Tickets Affect Insurance?

Do parking tickets affect car insurance in Ontario? We answer your top questions about the impact of parking tickets in the province.

Auto Coverage

Mar 6, 2024 2 min

Demerit Points and Insurance

Is there any truth behind Ontario demerit points increasing your insurance? In this blog, we answer one of the most common questions in insurance – will demerit points increase insurance?

Auto Coverage

woman with dark hair driving a car on a sunny day

Feb 26, 2024 4 min

Ontario Driving Convictions

What qualifies as a driving conviction? Drivers must understand the difference between a conviction and a ticket because it may impact their rates. Learn about the three types of conviction categories and what they mean for you.

Auto Coverage

Feb 21, 2024 5 min

How To Boost A Car Battery

The next time you come across a battery that just won’t start, here’s a guide you can follow to safely boost a car using jumper cables. Learn how to boost your car, safety tips, and understanding car battery health.

Repairs and Maintenance

Feb 20, 2024 3 min

Texting And Driving: Understanding The Insurance Impact

Texting and driving have become a leading road safety risk. If you are caught, you could face fines and insurance increases.

Auto Coverage

Feb 19, 2024 3 min

Ontario Traffic Tickets

Learn everything you need to know about Ontario traffic tickets, including what to do if you receive one.

Auto Coverage

Feb 17, 2024 7 min

What You Need To Know About Texting And Driving In Ontario

Texting and driving in Ontario is still increasing, and so are the fines. Learn about the fines, penalties, and rules if you get a texting and driving ticket.

Auto Coverage

Feb 16, 2024 4 min

Red Light Camera Tickets

Learn about the fines, costs, and prevention of red light camera tickets in Ontario, as well as some FAQs.

Tickets

red light camera station at intersection

Feb 15, 2024 2 min

Red Light Cameras and Insurance Impact

Will that red light camera ticket increase your insurance rate? Find out if you can see an impact on your monthly payments if you get caught running a red light.

Auto Coverage

Ontario licence plate and sticker reading ThinkInsure

Feb 13, 2024 6 min

Ontario Licence Plate Renewal

Renewing your Ontario licence plate in 2024 will become automatic. Find out what you need before you renew, what the new process looks like, and what to do if your licence plate is expired.

Buy and Sell Vehicles Driving Tips

Feb 12, 2024 7 min

What Is The Total Cost Of Owning A Car In Canada?

The cost of owning a car has surpassed $1,000 per month. Here’s how you can calculate how much it costs to own a car in 2024.

Reports and Guides Driving Tips

Feb 5, 2024 4 min

What Is Vehicle Fuel Efficiency?

Navigate the world of fuel-efficient vehicles with our comprehensive guide. Learn how to optimize mileage and minimize carbon footprint using smart driving tips and hybrid options.

Repairs and Maintenance Driving Tips

Feb 2, 2024 5 min

Car Ownership In Ontario and How To Transfer Vehicle Ownership

People buy and sell cars every day. This blog post takes a look at vehicle ownership in Ontario, the types of car ownership, cost, and how to transfer it to family and when selling your vehicle.

Tips and Advice Reports and Guides Licence

baseboard heater against yellow and green walls

Jan 30, 2024 3 min

Will Baseboard Heaters Increase Your Insurance Costs?

Understand how baseboard heaters work, maintain them properly, and know the insurance implications for a safe and warm winter.

Protect Your Home Seasonal Home Home Maintenance

Jan 25, 2024 4 min

How Does A Heat Pump Affect Your Home Insurance?

Many Canadians are replacing the heat in their home with a heat pump. Learn how heat pumps work, how much they cost, and insurance considerations.

Protect Your Home Seasonal Home Home Maintenance

Jan 24, 2024 5 min

Top 10 Most Stolen Vehicles Across Canada

Dive into the world of auto theft with our blog on the most stolen cars in Canada. Learn the reasons behind their desirability among thieves and discover effective strategies to keep your vehicle safe and secure.

Reports and Guides Buy and Sell Vehicles Auto Theft and Security

Jan 23, 2024 3 min

Emergency Car Kit Checklist: Top 40 Essentials

From spring to winter, an emergency kit is a necessity for your vehicle. Here are the top 40 items to include in your emergency car kit.

Repairs and Maintenance Driving Tips

Jan 17, 2024 3 min

What Are The Most Fuel-Efficient Cars In Canada?

In the market for a new car? Discover Canada's most fuel-efficient cars, SUVs, trucks, and hybrids for 2024.

Driving Tips Buy and Sell Vehicles

Jan 12, 2024 7 min

Lease Vs Finance – Is Leasing Or Buying A Car Better?

Should you lease or finance your next new car? Read our helpful guide to understand the benefits and limitations of leasing vs financing to help you decide what's best for you.

Buy and Sell Vehicles

Jan 9, 2024 4 min

How To Get A Free Vehicle History Report

Planning to buy or sell a car? Get a vehicle history report. Learn about what they are, why you need one, the details they provide, and how to get a free car history report.

Driving Tips Buy and Sell Vehicles

Jan 4, 2024 2 min

How Do Ontario Traffic Tickets Increase Insurance Premiums?

No one wants to get a traffic ticket, and when you do, one of the first things you want to know is how tickets affect your rates. Learn about the impact of traffic tickets and convictions on your Ontario insurance.

Auto Coverage

rearend car accident with blue and black car

Dec 19, 2023 4 min

OPCF 20: Loss of Use Coverage

Loss of use coverage in insurance provides temporary vehicle replacement if needed with the OPCF 20 endorsement. Learn all about loss off use OPCF 20.

Auto Coverage

couple buying a home with a realtor professional

Dec 12, 2023 5 min

Best Tips When Buying A New House And Insurance Considerations

Buying a home is the largest financial decision you will make in your lifetime. Here is what to think about when you’re going through the purchase process and insurance considerations.

Home Coverage Protect Your Home Buying and Selling Your Home

Dec 8, 2023 4 min

Direct Compensation Property Damage Insurance In Ontario

Changes are coming to Direct Compensation Property Damage (DCPD) in Ontario. Learn more about the expected changes in 2024 and how they may lower your premium but at risk. Determine how DCPD works and its relationship with collision coverage, no-fault insurance, and at-fault accidents.

News Auto Coverage

red car front bumpoer damaged from an accident

Dec 5, 2023 3 min

OPCF 49 Explained

OPCF 49 is a new incentive to help drivers lower their insurance rate in 2024 – but is it worth the risk? Learn about the pros and cons of OPCF 49 and how to make an informed decision, without losing important coverage.

Auto Coverage

woman of colour holding car keys sitting inside car

Nov 30, 2023 3 min

Used Vehicle Information Package In Ontario

You need a used vehicle information package (UVIP) in Ontario to buy or sell a pre-owned vehicle. Learn about what it is, where to get it, costs, and more.

Buy and Sell Vehicles

Nov 28, 2023 8 min

How To Sell Your Home: Unlocking The Door To Success

Get your home market-ready with our comprehensive guide to preparing for selling a home in Ontario. Discover staging techniques, curb appeal hacks, and essential preparations to attract potential buyers.

Buying and Selling Your Home

Nov 27, 2023 3 min

Does Having A Wood or Gas Fireplace Increase Insurance?

Do you have the right insurance for your fireplace? Stay safe this winter by educating yourself with fire safety tips and setting up the right policy.

Protect Your Home Home Maintenance Home Coverage

Nov 21, 2023 4 min

Car Bill Of Sale In Ontario

What is a bill of sale? Learn about what it is and how to write a car bill of sale in Ontario. Get answers to common questions about a bill of sale in Ontario.

Buy and Sell Vehicles

Nov 17, 2023 3 min

Decoding Tax Implications for Purchasing a Pre-Owned Vehicle

You should consider the impact of taxes when purchasing a used vehicle in the province. Learn about the Retail Sales Tax (RST), how to pay it, and how it affects your expenses.

Buy and Sell Vehicles

Oct 19, 2023 5 min

Selling A Car In Ontario

Are you selling a car privately in Ontario? Learn about the process for selling a used car, tips to sell privately, and get answers to common questions about selling a used car.

Buy and Sell Vehicles

Oct 12, 2023 5 min

Understanding Car Depreciation: Which Vehicles Hold Their Value Best

How quickly a car depreciates is based on a range of factors. Learn how car depreciation works and what cars depreciate the most and least.

Repairs and Maintenance Buy and Sell Vehicles

Oct 10, 2023 4 min

VIN Number Guide : How To Check And Understand Your VIN

Learn about how to decode your VIN and why it's important for insurance.

Auto Coverage Buy and Sell Vehicles

Oct 2, 2023 5 min

What You Need To Know About Buying A Used Pickup Truck

Buying a used pickup truck? Our used pickup buying guide talks about the benefits of buying used, the most reliable models, and insurance considerations.

Buy and Sell Vehicles

Sep 29, 2023 6 min

Best Pickup Trucks in Canada 2023

Are you purchasing a truck in Canada? Check out our guide for the pros and cons, insurance implications, and buying the best trucks in 2023.

Buy and Sell Vehicles

Sep 22, 2023 6 min

Your Car Is Impounded, Now What?

Are you wondering what to do if your car has been impounded and how it might affect your insurance rate? Learn about your options here.

Driving Tips Auto Coverage

Sep 11, 2023 3 min

The Rise of Keyless Car Theft and Relay Attacks in Canada

With the big increase in keyless car theft in Canada it's import to protect your key fob. Learn how to make it more difficult for car thieves to use your key fob to steal your vehicle.

Auto Theft and Security

Sep 1, 2023 4 min

School Zone Signs

Obeying school signs and driving safely in school zones are crucial for everyone's safety. This blog will teach you the most common signs in school zones and the best driving tips.

Driving Tips Tips and Advice

Aug 31, 2023 3 min

Top Tips To Prevent Car Theft

Are you one of the many drivers concerned about the risk of car theft? We put together 11 of the best tips to help prevent car theft.

Tips and Advice Auto Theft and Security

Aug 30, 2023 3 min

What Happens If Your Insurance Is Cancelled For Non-payment?

Has your insurance been cancelled for non-payment? Learn about what it means and how you can get insurance after a cancellation for an affordable price.

Auto Coverage

Aug 21, 2023 3 min

Is Driving Barefoot Illegal in Ontario?

Is it a fact or myth that driving barefoot is illegal in Ontario? Read our blog to find out the truth behind this common question.

Driving Tips

Aug 18, 2023 3 min

Ontario Drivers Licence Suspended for Medical Reasons? Here’s What To Do

Learn about the medical standards and medical suspensions for drivers in Ontario.

Auto Coverage

Aug 14, 2023 6 min

Navigating Insurance with a Suspended Licence in Ontario

Driving offences can lead to licence suspensions. Learn how a licence suspension could affect your insurance coverage.

Auto Coverage

Jul 28, 2023 4 min

Does Homeowners Insurance Cover Food Spoilage After A Power Outage?

Here’s how your insurance can help you gain back the costs of spoiled food from a power outage.

Homeowners Claims Home Coverage

Jul 14, 2023 4 min

Do You Need Parked Car Insurance?

Planning to take your car off the road? You should seriously consider parking insurance. Learn about if you need it and how to get parked car insurance.

Auto Coverage

two Asian women reviewing computer documents

Jun 21, 2023 3 min

Clarifying The Co-insurance Clause

Do you know when co-insurance applies to your policy? Here’s what you need to know about co-insurance clauses and how to calculate them.

Protect Your Business Business Coverage

Jun 8, 2023 4 min

Service Line Coverage in Ontario

Does insurance cover damages and repairs to service lines on your property? Find out why you should consider additional service line coverage.

Homeowners Claims Protect Your Home Home Coverage

May 31, 2023 3 min

OPCF – Explaining Ontario Policy Change Forms

There are situations where you will want or be required to have additional insurance, often in the form of optional enhancements called the Ontario Policy Change Form (OPCF).

Auto Coverage

couple riding bike on a trail with wildflowers

May 29, 2023 3 min

Bicycle Insurance And Protection Against Bike Theft

Does your bicycle need insurance? With bike theft on the rise, it is more important now than ever to understand if your policy will protect you.

Tenant Seasonal Home Protect Your Home Home Coverage

woman in blue shirt photographing a house

May 11, 2023 4 min

How To Get A Home Appraisal

Have you heard of a home appraisal? They are an important step in the homeownership journey. Here’s what you need to know about appraisals for your house in Ontario.

Protect Your Home Buying and Selling Your Home

May 1, 2023 6 min

Best New Cars To Buy In Canada for 2023

In the market for a new car? Check our top 14 list of the best new cars in Canada.

Reports and Guides Buy and Sell Vehicles

Apr 25, 2023 3 min

Can You Pause Or Put Your Car Insurance On Hold?

Is it possible to put your car insurance policy on hold? Here’s what you need to know if you are considering pausing your policy with OPCF 16/17.

Auto Coverage

Apr 20, 2023 2 min

OPCF 23A/23B

Learn more about the meaning, definition, and explanations of OPCF 23A and OPCF 23B.

Buy and Sell Vehicles Auto Coverage

yellow sports car parked on the side of the road

Apr 18, 2023 2 min

OPCF 19/19A Explained

OPCF 19/19A have differences, but they can both add an additional layer of protection to help you pay out an auto-related loss. Learn more about this Ontario policy modification and how to add it to your coverage.

Auto Coverage

Apr 13, 2023 4 min

Kitec Plumbing Guide For Homeowners

In this article, we provide information on Kitec plumbing, including its common issues, troubleshooting issues, essential details about past recalls, and how Kitec plumbing can affect your insurance.

Protect Your Home Home Maintenance Home Coverage

Apr 11, 2023 5 min

Hot Water Tanks And Insurance

Do you know if insurance will cover repairs, replacement, or maintenance for your hot water tank? Find out in this guide.

Home Maintenance Protect Your Home Home Coverage

Mar 29, 2023 3 min

Proof of Loss Form in Ontario

Proof of loss forms are an important document for drivers to understand. Learn what this form is, how to fill it out, and how it supports the claims process for Ontario drivers.

Auto Coverage

Mar 23, 2023 3 min

Uphill and Downhill Parking Rules

Uphill and downhill parking requires some special considerations due to the additional risk of an incline or decline. Here are the best tips for how to park on a hill safely.

Driving Tips

Mar 17, 2023 3 min

Ontario Green Licence Plate Program

If you drive an EV or hybrid, you’ll have a green licence plate. Learn about the green licence plate program in Ontario.

Reports and Guides

Mar 15, 2023 3 min

Storage Unit Insurance

Do you need extra storage unit insurance? Find out if your policy will cover your property that is in storage.

Buying and Selling Your Home Protect Your Home Home Coverage

Mar 10, 2023 4 min

How To Determine Home Replacement Costs For Insurance

Does insurance cover the replacement cost of your home, or do you need extra coverage? Learn how to calculate home replacement costs and of this type of protection for your home.

Protect Your Home Homeowners Claims Home Coverage

Mar 9, 2023 4 min

Septic Tank Insurance

If you are not connected to municipal water, you likely have a septic tank. Here’s what you need to know to ensure your home insurance covers accidents related to a septic tank system.

Protect Your Home Home Maintenance Home Coverage

Mar 2, 2023 4 min

Child Car Seat Regulations in Ontario

Child car seat regulations in Ontario are extremely important for the safety of your family. Learn about the laws, fines and safety tips for car seats in the province.

Driving Tips

Feb 28, 2023 5 min

HOV Lane Rules, Laws And Fines

As more Ontarians commute, city planners are looking to improve traffic congestion. HOV lanes are one of the solutions. Here's how to properly use them and the fines for misuse.

Driving Tips

mouse looking outside white cardboard cutout

Feb 23, 2023 4 min

Will Insurance Cover Rodent Damage In My Home?

No one wants to have rodents in their home. Thankfully, with proper maintenance, you can limit future issues. Find out if insurance will cover rodent removal or damages.

Protect Your Home Homeowners Claims Home Coverage

Feb 10, 2023 4 min

The Best Small Cars In Canada

Are you looking to lower your spending on your next car? Here are some of the best-selling small cars in Canada.

Reports and Guides Buy and Sell Vehicles

Jan 30, 2023 4 min

Ice Damming Damage Insurance and Prevention

Learn about the causes, prevention, and insurance implications of ice dams on your roof. Get tips on maintaining your roof and filing claims for damage.

Home Maintenance Homeowners Claims Seasonal Home

Group of young people outside car at the beach

Jan 24, 2023 10 min

G1, G2, G - Ontario’s Graduated Driver's Licencing System Guide

Ontario's graduated licencing system builds confidence on the roads. Learn more about G1 and G2 licence restrictions, rules, and what to expect as you move through the levels.

Reports and Guides Driving Tips

Jan 18, 2023 4 min

Car Insurance Renewals : What To Consider Before Renewing Your Policy

Is it time to renew your insurance? Learn how to renew car insurance, what to consider, tips to save, and answers to common questions about the renewal process.

Auto Coverage

Jan 11, 2023 3 min

What You Need To Know About Rent-to-Own Homes in Ontario

You’re ready to own a house, but you can’t meet the down payment, a struggle many Canadians face. Can rent-to-own help you become a homeowner? Find out how it works.

Buying and Selling Your Home Tenant

Jan 3, 2023 4 min

Catalytic Converter Theft In Canada

Thieves are removing the catalytic converter from cars to make money. Catalytic converter theft is on the rise across Canada – here’s what you can do to prevent theft and if insurance can help with repairs or replacement.

Auto Coverage Auto Theft and Security

Dec 22, 2022 5 min

Does Your Commute Drive You Crazy? Commuting In Canada: Stats, Facts, Tips

Commuting to work is something that millions of people do each day. For some, it’s a short drive, walk, or ride on public transportation, but for many of us, especially in large urban areas like Montreal, Vancouver, Toronto and across the GTA, commuting takes up a lot of our time.

Driving Tips Auto Coverage

Dec 5, 2022 5 min

Best Electric Trucks in Canada

Electric trucks are being introduced to buyers for 2022/2023. We put together a list of the top electric pickups and heavy duty trucks for Canadians.

Electric Buy and Sell Vehicles

illustration of a driving school car with traffic signs around it

Nov 29, 2022 4 min

Benefits Of Driving Schools Or Drivers Ed For Young And New Drivers

Drivers training has many benefits for young and new Ontario drivers. Learn about MTO approved training schools, insurance savings and more!

Driving Tips

black car charging at tesla charging station

Nov 22, 2022 4 min

A Guide to Electric Vehicle Charging in Canada

Charging an electric vehicle in Canada is as easy as following a few steps and planning ahead. Here is your guide to EV charging across the country and at home.

Driving Tips Electric

woman charging electric vehicle at station

Nov 16, 2022 5 min

Best Electric Vehicles 2023

Electric vehicles are here to stay. We created a list of the best luxury, most efficient, and the cheapest EVs in Canada.

Buy and Sell Vehicles Electric Auto Coverage

Oct 31, 2022 4 min

What Is An Insurance Binder?

No matter what type of insurance you have, knowing when you need an insurance binder is a crucial factor in the process. Here’s what you need to know about binders in insurance.

Auto Coverage Home Coverage

Oct 24, 2022 5 min

Does Insurance Cover Mold Damage?

Do you have mold removal coverage as part of your insurance in Ontario? Learn about your home insurance options, the potential dangers of mold, where it grows, how to identify it, prevent it, and how to deal with mold removal.

Condo Homeowners Claims Home Coverage

Oct 17, 2022 4 min

Does Insurance Cover Roof Replacement?

Leaky roof? Broken shingles? Learn when your roof replacement or repairs can be covered by insurance.

Home Maintenance Protect Your Home Homeowners Claims Home Coverage

Oct 7, 2022 5 min

Ontario Demerit Points System

Accumulated a few demerit points on your driving record? Here are some of the most common questions about demerit points in Ontario, how the demerit points system works, and if they can impact insurance.

Auto Coverage FAQs

a black family enjoying family time together

Oct 5, 2022 4 min

Insurance Endorsements in Canada

Sometimes basic policies do not include your most cherished belongings. Insurance endorsements help protect more of what matters. Here is what you need to know about them and how they can support your coverage.

Auto Coverage Home Coverage

Sep 29, 2022 4 min

Title Insurance in Ontario

If you are buying a property, it’s recommended to have title insurance to protect the ownership. Find out how it works and if it is mandatory in the province.

Buying and Selling Your Home Home Coverage Protect Your Home

Sep 23, 2022 4 min

Fall and Winter Home Maintenance Checklist

This fall home maintenance checklist offers valuable insights on how to get your home ready for the autumn and winter seasons, guaranteeing its safety and protection from potential damage. Discover crucial tasks to undertake to help your home and property withstand Ontario's typical winter challenges with ease.

Seasonal Home Home Maintenance

Sep 20, 2022 4 min

Backwater Valves and Insurance Considerations

Flooding and the risk of property damage are on the rise, and Canadians are seeking ways to protect their home. Here’s how a backwater valve can lower your insurance and why you should install one.

Home Coverage Protect Your Home Homeowners Claims Home Maintenance

Sep 8, 2022 4 min

Sump Pumps and Insurance

Sump pumps reduce the risk of water damage and flooding in your home - but will insurance cover sump pump failure? We answer your top questions in this blog post.

Home Coverage Protect Your Home Homeowners Claims

Aug 5, 2022 4 min

Do You Need A Home Inspection For Insurance?

Is a home inspection necessary for insurance? In some cases, it is. Here’s how you can prepare for a home insurance inspection and the benefits from them.

Condo Protect Your Home Home Coverage

Aug 2, 2022 4 min

Car Trade In Value Canada

Curious about when you should trade in your vehicle for the best value? Here’s how you can find the trade in amount for your vehicle in Canada.

Buy and Sell Vehicles

Impaired driving illustration with a car

Jul 27, 2022 8 min

Impaired Driving In Ontario

Impaired driving in Ontario is a serious offence. Learn about impaired driving fines, penalties, statistics and other important information all drivers in Ontario need to be aware of before they get behind the wheel.

Auto Coverage

Brunette on the phone looking at her damaged vehicle

Jul 15, 2022 5 min

What You Need To Know About Insurance Deductibles

An insurance deductible is one of Canada's most commonly misunderstood aspects of policies. Learn about deductibles and what happens if you make a claim.

Auto Coverage

blonde woman with driving teacher inside a car

Jul 11, 2022 4 min

Top Benefits To Defensive Driving You Didn’t Know

Defensive driving techniques help every driver make roads safer. Learn the best tips for safe driving and the benefits of defensive driving courses.

Driving Tips

speed camera sign in safety zone crosswalk

Jun 13, 2022 3 min

Does A Speed Camera Ticket Affect Insurance?

Got caught speeding in a community zone by photo radar? Here's how speed cameras work and if the fines will impact your insurance rates.

Auto Coverage

Jun 6, 2022 3 min

Windshield Insurance - Are You Covered For A Cracked Windshield?

Do you have windshield insurance? Are you covered for a cracked windshield? Learn about the pros and cons of claiming a windshield repair or replacement.

Repairs and Maintenance Auto Coverage

May 16, 2022 4 min

Alberta Driver’s Licence Renewal

Learn about the Alberta driver’s licence renewal process, costs and what to do if your licence has expired.

Licence

May 4, 2022 4 min

Is Rustproofing Your Car Worth It In Canada?

Is rust protection worth the added expense in Canada? Learn the pros and cons of car rust protection.

Repairs and Maintenance

woman shopping at car dealership with salesman

May 2, 2022 3 min

Lease Takeovers And How They Work In Ontario

Are you looking to get out of a car lease? A lease takeover might be the best option. Here's how lease transfers work and how to can get the process started.

Buy and Sell Vehicles

Apr 25, 2022 4 min

Find Out The Most Reliable Car Models And Brands

What are the most reliable cars to drive? Learn what makes a car reliable and check out our lists of the most reliable new and used cars.

Reports and Guides Buy and Sell Vehicles

Mar 4, 2022 4 min

Best SUVs in Canada for 2023

Are you looking for a new SUV in 2023? Check out the top picks for SUVs in Canada this year with our buying guide.

Buy and Sell Vehicles

Mar 3, 2022 6 min

45 Ways To Save Money On Your Car Insurance

Find out how to save big on your car insurance. Why overpay? Check out our top 45 car insurance savings tips and lower your premiums!

Tips and Advice Auto Coverage

Feb 23, 2022 2 min

Is One Way Insurance Enough?

Should you purchase one way insurance for your vehicle? Does it provide enough protection for your driving needs? Learn about the difference between one way and two way insurance policies.

Auto Coverage

Person with a joint and hand on steering wheel

Feb 1, 2022 6 min

Driving High In Ontario

Driving high is dangerous. When you drive while high on weed or illegal drugs, you put others at risk. Learn about the charges and laws in Ontario, Canada.

Auto Coverage

Jan 31, 2022 5 min

Alberta Vehicle Registration : Renewal, Costs And Other Common Questions

Is it time for Alberta vehicle registration? You can’t drive without having a vehicle registered. Get all the information you need for car registration. Learn about how to register a car, renewals, costs, and frequently asked questions by Alberta drivers.

Driving Tips Licence

Jan 26, 2022 3 min

Home HVAC Systems And Insurance

How does insurance work if your HVAC breaks down? Find out if you’ll be covered for repairs or replacement.

Protect Your Home Home Coverage Home Maintenance

female with green blanket beside thermostat

Jan 25, 2022 3 min

Is Your Home Furnace Covered Under Insurance?

Can you get insurance for a home furnace? Learn if your insurer can protect you if your furnace needs replacement or repair.

Home Coverage Home Maintenance Homeowners Claims

Jan 14, 2022 3 min

If Someone Drives My Car Does My Insurance Cover Them?

How does it work if you have insurance and someone else is using your car – do you need extra coverage?

Auto Coverage

Jan 13, 2022 4 min

Home Electrical System Issues That May Shock Your Insurance

Can a home with aluminum wiring or 60-AMP services impact insurance? We shine a light on the issues with electrical systems that may increase or deny your coverage.

Home Coverage Protect Your Home Home Maintenance

Dec 20, 2021 3 min

Will A Wood Stove Impact Insurance In Canada?

How much will a wood stove increase insurance? Here is how you can stay warm and get your home properly insured.

Homeowners Claims Seasonal Home Home Coverage

Dec 16, 2021 4 min

Can You Get Home Coverage With Knob and Tube Wiring?

Will providers insure your home with knob and tube wiring? Learn what you can expect if your home has knob and tube electrical.

Home Maintenance Protect Your Home Home Coverage

black truck with sunset reflecting on tinted windows

Nov 22, 2021 4 min

Tinted Window Laws In Ontario

Are your tinted windows legal in Ontario? Learn how dark you can tint your windows without being fined.

Driving Tips

Nov 3, 2021 3 min

Move Over Law In Ontario

The move over law has been adopted across Canada to protect drivers and workers. Learn what to do when emergency vehicles and tow trucks are on the road.

Driving Tips

Oct 28, 2021 4 min

What You Need To Know About Registering A Vehicle In Ontario

If you own a vehicle in Ontario, you are required to register it to legally drive. Learn how to register a new or used car and about the costs and rules.

Licence Buy and Sell Vehicles

Man measuring a wall with a dog looking on

Oct 14, 2021 4 min

What You Need To Know About Home Renovations And Insurance

Homeowners commonly fail to contact their insurance provider when doing a renovation. Here's why it's important for homeowners to ensure they are correctly insured during home renovation projects.

Protect Your Home Home Maintenance Home Coverage

Oct 8, 2021 4 min

Understanding Construction Zone Speed Limits And Signs

Fines are doubled if you are caught violating a traffic law in a construction zone. Learn about driving through construction zones and the different signs to ensure you follow all laws.

Driving Tips

Oct 7, 2021 3 min

Alberta Class 7 License

Need information about the Alberta class 7 learners license? This blog post outlines all the information you need about the class 7 driving test, how to get your license, driving restrictions, and common questions about the class 7 drivers license in Alberta.

Licence

young woman after passing Alberta class 5 driving test

Sep 30, 2021 4 min

Alberta Class 5 License

Are you an Alberta driver? Whether you’ve just receive your learners permit, are working toward your full class 5 license or you are an experienced driver, this blog will provide you with everything you need to know about the class 5 license in Alberta.

Licence

Police officer writing a ticket with demerits

Sep 27, 2021 4 min

Demerit Points In Alberta

Getting demerit points in Alberta is NOT a good thing. Have questions about demerits? This blog post answers your questions about demerit points in Alberta, how Alberta demerits work, and how they can impact your car insurance rates and driving record.

Auto Coverage

Two deer crossing the road on a snowy day with mountains in the background

Jul 28, 2021 4 min

Does Hitting A Deer Affect Insurance?

80% of wildlife collisions involve deer – are you properly covered? Find out what to do if you hit a deer and how it affects insurance.

Auto Coverage

Jul 27, 2021 5 min

The Dangers Falling Asleep While Driving And Drowsy Driving Laws

60% of drivers have gotten behind the wheel when feeling tired. Drowsy driving needs to be taken seriously. Here we take a look at this important driving safety topic, outline the dangers of drowsy driving, laws, facts, and methods for prevention.

Auto Coverage

Jul 5, 2021 5 min

E-Bike Laws In Ontario

The laws for e-bikes are often a grey area. Here are the rules and regulations for driving an electric bike in Ontario.

Driving Tips Electric

Jun 11, 2021 4 min

Ontario G2 Road Test

Ready to get your G2 licence? Learn about the G2 road test requirements, what’s on the test, fees, and more. Get tips to pass and answers to commonly asked questions about the G2 driving test.

Licence

Jun 1, 2021 4 min

G Road Test in Ontario

Ready to become a fully licenced driver? Learn everything you need to know about the G test in Ontario. Find out about test requirements, costs, how to book and get tips to pass.

Licence

Important signs and test papers for the G1 test in Ontario

May 28, 2021 4 min

Ontario G1 Test

Ready to get your G1? Have a child about to turn 16 who is ready to learn how to drive? Learn about the G1 knowledge test, G1 test requirements, costs, and get answers to commonly asked questions about the G1 licence test.

Licence

Car Saleswoman talking to a buyer about gap insurance

May 7, 2021 3 min

Gap Insurance : What Is It And How Does It Work?

What is gap insurance for your vehicle? Why do you need it? Get the answers to common questions about the coverage and if it's worth adding.

Auto Coverage

motorcycle police officer holding radar gun

Mar 9, 2021 3 min

How Does A Speeding Ticket In Alberta Impact Your Insurance?

Got a speeding ticket in Alberta? Got a photo radar or red light camera ticket? Learn about how a speeding ticket affects your insurance, your driving record and how to pay speeding ticket fines.

Auto Coverage

Mar 9, 2021 5 min

What Will Be The Impact Of Self-driving Cars In Canada?

Are self-driving cars the future of transportation? We look at the advantages and disadvantages of autonomous vehicles and what their impact will be in Canada.

Tips and Advice

Mar 6, 2021 2 min

OPCF 43 - Waiver Of Depreciation And Replacement Value

Learn about OPCF 43 replacement value and waiver of depreciation. Not sure what they mean? Confused? They are important to know when it comes to total loss and theft claims if you have a new car.

Auto Coverage

Police officer writing a ticket for no insurance

Mar 2, 2021 3 min

Driving Without Insurance In Alberta

Driving without insurance in Alberta is against the law. Many drivers take the risk and drive without valid insurance. This puts other drivers and themselves at risk. Learn about the repercussions, fines, penalties, and answers common questions.

Auto Coverage

Feb 28, 2021 2 min

OPCF 44R Family Protection Coverage Explained

Add the OPCF 44 Family Protection endorsement to protect your family and yourself from being in an accident with an underinsured driver.

Auto Coverage

person signing a insurance cancellation document

Feb 26, 2021 3 min

How To Cancel Your Car Insurance

Many policyholders are unclear about the rules when cancelling their car insurance. Learn how to cancel your insurance and things to consider before you do it.

Auto Coverage

man making a phone call after an accident

Feb 23, 2021 6 min

Alberta Accident Report : What To Do After You've Been In An Accident

Car accidents in Alberta happen daily. But do you know what to do next? Many drivers are unsure. Are you supposed to call the police? How do you fill out an Alberta accident report? Learn what you should do after an accident.

Accidents

Feb 15, 2021 5 min

What Happens If You Get In A Parking Lot Accident In Ontario?

Involved in a parking lot accident? Not sure what to do next? Learn about the rules and how fault is determined. Will your insurance or driving record be impacted?

Auto Coverage

Feb 9, 2021 3 min

What Drivers Need To Know About Showing Proof Of Car Insurance

Did you know the burden of showing proof of insurance is on drivers, and failure to show proof could result in a fine? Learn about proof of insurance laws in Ontario and new digital pink slips.

Auto Coverage

Feb 8, 2021 3 min

How To Avoid Auto Body Fraud And Repair Scams

Ontario auto body shop fraud costs millions of dollars per year. Here is some tips for drivers about how to identify potential auto repair scams.

Tips and Advice

Feb 5, 2021 4 min

Home Theft And Insurance After A Burglary

Learn how to prevent home theft with tips to protect your home from burglars some of the most common questions about home insurance and theft.

Protect Your Home Homeowners Claims Home Coverage

Feb 2, 2021 4 min

How To Create A Home Inventory List For Insurance

Do you have a home inventory list? Not sure where to start? You never know when you could experience a loss or need to file an insurance claim. Use our tips to help you build a thorough record.

Homeowners Claims Home Coverage

animation of woman with an insurance document checklist

Jan 19, 2021 2 min

What Is A Letter Of Experience For Insurance?

What is a letter of experience for insurance? Learn about what they are, when you need them, and how they could potentially help you lower your costs.

Auto Coverage

Graphic of car being towed after getting totaled

Jan 15, 2021 6 min

What Happens When Your Car Is Totaled In An Accident?

Has your car been totaled in an accident? Is your car a write off? Learn about vehicle write offs for a total loss insurance claim.

Auto Coverage

Jan 12, 2021 5 min

Getting Insurance For An Older House Or Heritage Home

Older homes come with more risk, and often require building updates to ensure you can get coverage. Here's what you need to know about insuring a heritage home.

Protect Your Home Home Coverage

Nov 10, 2020 2 min

The OPCF 28 And 28A Excluded Driver Endorsement

Do you have a driver in your household who’s increasing your insurance? You can remove them with the OPCF 28 or 28A excluded driver endorsement. Learn how to exclude a driver from your insurance.

Auto Coverage

a mechanic doing car maintenance in a garage

Oct 22, 2020 5 min

Car Maintenance Tips 101

Regular vehicle maintenance can extend the life of your car. Here’s what you need to know about car maintenance and repairs.

Repairs and Maintenance

Oct 14, 2020 3 min

A Guide To Getting Ontario Custom Licence Plates

Are you thinking about getting a custom licence plate in Ontario? Check out our guide to getting personalized licence plates. Learn the rules for vanity plates and read top FAQs.

Driving Tips Buy and Sell Vehicles

Oct 8, 2020 6 min

A Guide For Car Warranties In Canada

Do you really need extended warranty? Read our guide to car warranties in Canada to learn how car warranties work for new and used vehicles.

Buy and Sell Vehicles

two modified cars parked beside each other

Oct 6, 2020 4 min

Car Modifications And Insurance

If you are working on vehicle modifications, some can impact your insurance rate and are even illegal in Canada. Learn which car mods can improve your vehicle without increasing your premium.

Driving Tips Auto Coverage

Sep 22, 2020 4 min

Average KMs Per Year By Canadian Drivers

How much do you drive annually? Find your annual mileage and compare it to the average car mileage in Canada per year.

Driving Tips

Aug 20, 2020 3 min

Dash Cams And Insurance : Should You Get One?

Thinking about adding a dash cam to your car? Here is what you should consider before buying a dash cam and how it affects your insurance.

Driving Tips

Aug 6, 2020 6 min

21 Tips For Driving At Night

Understand the challenges of driving at night and learn how you can be a safe driver when the sun goes down.

Driving Tips

Jul 27, 2020 4 min

Right-Of-Way Rules In Ontario

Wondering what exactly right-of-way is? Here are the most common situations where you should yield right-of-way In Ontario.

Driving Tips

Jul 22, 2020 5 min

Learn How To Use A Roundabout

Roundabouts are becoming popular across Ontario as municipalities. Learn how to use a roundabout and find out what the rules are.

Driving Tips

Jul 17, 2020 3 min

Fire Hydrant Parking Distance Rules and Fines in Ontario

Think twice before parking in front of a fire hydrant in Ontario. Find out how far you need to park from a fire hydrant and the fine if you park too close.

Driving Tips

Jun 27, 2020 3 min

How Much Does Car Maintenance Cost?

Car maintenance costs are a part of owning a car. Learn about the average car maintenance costs, how to budget, and get answers to common FAQs.

Repairs and Maintenance

What are the most expensive cars to insure

Jun 25, 2020 2 min

Find Out The Most Expensive Cars To Insure

What are the most expensive cars to insure? In this blog post, we answer this question and much more as we look at common factors that make some cars more expensive to insure than others.

Driving Tips Auto Coverage

Jun 22, 2020 2 min

How To Write An Insurance Cancellation Letter

Not sure what to include in your insurance cancellation letter? This article outlines what to include, tips for writing one, and sample auto and home coverage cancellation letters.

Auto Coverage

May 26, 2020 2 min

OPCF 27 : Liability For Damage To Non-Owned Automobiles

If you rent or borrow other vehicles regularly, should add the OPCF 27 endorsement. Learn about OPCF 27 and get answer to common questions about it.

Auto Coverage

Feb 11, 2020 4 min

Alberta Driver's License System Guide

Are you an Alberta driver? Check out our Alberta driver’s license system guide to learn about the license classes, how to renew your license, fees, and get answers to common questions about driver’s licenses in Alberta.

Licence

Stay alert sign saying text or talk on phone later

Feb 3, 2020 4 min

Distracted Driving Laws In Alberta

Distracted driving is one of the biggest road safety issues in Alberta today. Learn about distracted driving laws, rules, fines, and how a conviction can impact your driving record and insurance.

Auto Coverage

Jan 3, 2020 2 min

Are Insurance Companies Open On Saturdays? We Are!

Your insurance needs don’t stop Friday at 5 pm. We're open Saturday so you can get things done that you don’t have time for during the week.

News

May 17, 2017 7 min

Summer Vacation And Long Weekend Driving Tips

Whether you are planning a summer vacation or a long weekend getaway, taking a road trip is one of the most popular ways to get away, explore, and enjoy some much needed time off.

Driving Tips

Bill 31 - New Ontario Road Rules In Effect

Sep 1, 2015 1 min

Bill 31 - Making Ontario’s Roads Safer Act Is Now In Effect

Since June, Ontario drivers have known that there would be changes to driving laws – particularly increased fines and penalties for distracted driving. Other changes have been introduced as well. Learn about the new law, about distracted driving and how you can make Ontario roads safer.

News

Jun 10, 2015 2 min

Changes To Ontario Road Rules To Improve Safety For Drivers And Cyclists

In an attempt to improve safety to everyone sharing roads in Ontario, our provincial parliament unanimously passed Bill 31, a legislation that will increase penalties and fines and amend rules of the road for drivers and cyclists. The bill also permits cities to build more bicycle lanes.

News